Need help for mom

After a long 8 year battle with cancer and being hospitalized with septic shock my mom passed away on March 20th, 2019. After obtaining her life insurance policy we  were devastated to find out that we can only receive 350 dollars of the $10,000 policy.  As most would know this is no where near enough to even do a cremation with no service. My sister and I are asking for help so we can at least be able to do that for her and for us.