In-Vitro Fertilization

My husband and I will have been married for 4 years come June 25.  We want children and after a lot of blood work and doctor's visits, the only option for us to have children is for IVF or adoption.  I being almost 38 years old yearn to experience pregnancy and having a child on my own before exploring adoption.  I have saved up $13,000, but the entire IVF process will be close to $30,000.  This amount is more than my husband and I can do; therefore, we are hoping for help.  We so want to be able to carry this financial burden ourselves, but are not able to at this time.  A friend told me about this site, and I have thought about it for the past year.  Being the ages my husband and I are, now is the time to exhaust every avenue.  Thank you for reading our post.  We are thankful that even an avenue like this exists.  Again, thank you!