Joan & Terry Bash Emergency Relief
Donation protected
My name is Marisa Bash, and my sister Monica Rodriguez Sanchez and I are opening a Go Fund Me page for our parents, Joan Bash and Terry Bash.
My parents are having to find jobs after retirement, and they are getting no responses to applications. Their money has literally run out, and they desperately need help to survive while they search for work. My mom has multiple health issues that her doctor needs to monitor, but there is no money to pay for co-pays, and worst ofall, no money to pay for the many vital prescription medications she needs daily. Please read their story below, and please help them to be able to get these required medications, get themedical care they need and pay their bills as they seek employment.
We appreciate any donation, large or small!
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We originally opened a page for our parents several months ago, but unfortunately, the campaign we opened for our parents coincided with the fires, floods, and hurricanes that were happening all over the U.S., and my mother insisted that we stop sharing it, as she didn't feel that they were as needy as the victims of all these natural disasters. But now, I'm posting this to try & get help for them again, as they are still in desperate need of help. I'm hoping that anyone reading this might find it in their hearts to help them. I am writing this because I know that they would never ask for it themselves; they are too embarrassed and too proud to admit that they need help.
Over the years, my parents have always helped my sister and me. They have sacrificed again and again to be sure that we've been taken care of. I know that sounds like all parents, but they have gone over & above what they needed to do, and now they need our help.
They had a home that was completely paid for in San Jose, and because I had three young boys, and we had outgrown the San Jose home, they bought a newer, larger home over 100 miles away to keep the boys safer from the gang activity and violence that was prevalent in the neighborhoods around us, and to bring them up in an area where they would have better schools also. They could have just stayed where they were, but they were thinking of me and my boys and our welfare, so they put themselves into major debt in order to help us. So they went from $0.00 mortgage to a new mortgage, one that became too much for them to afford. They have gone through several modifications, coming very close to losing their house during one of them. But the payment only stayed lower for five years, and now it has gone up to more than it was before they got the modification, now nearly $2200/month. They were both forced into retirement by their companies, my dad after fifteen years at the same place, and now they are only surviving on Social Security payments, the amounts of which are laughable, they are so low. My sister & I help as much as we can, but it isn't nearly enough. My mom and dad have continued to look for work, but they are receiving no calls back on the applications that they have put out there.
At the time of our first campaign, my parents had gotten down to their last $100, and they were very grateful to receive some generous donations that helped to pay for bills and prescriptions. But that money is long gone, and they are now right back to where they started from. As I'd explained before, my parents make their house payment with their Social Security and the $500/mothat my sister gives them, and once that is done, they have a little over $100to pay for everything else. I take care of food for the household and help as much as I can, but their other bills (phone, electricity, gas, water, medical,etc.) are going unpaid, as there just is no money for them. Up until about six months ago, they were able to juggle the bills and although they got behind, they were still able to keep on top of some of them. But now they have completely run out of savings, and there just isn't enough to cover everything anymore. The debt that they have is not for luxuries of any kind - it is for the basic things I've mentioned, so they can't even file for bankruptcy. They participated in a program called"Keep Your Home California" a few years ago; this program helps people with their mortgage. This was a huge help, but now they can't help any longer, and the "deal" that you make with them is that IF you don't sell your house within five years of their last payment, then you don't have to pay them back. So selling the house is out of the question as well, as they would owe that money back, and they would barely break even by the time the house and liens (due to overdue utility bills) were paid, and then they'd just be out on the street. So they pay the house payment before anything else - but now there's no money for the rest.
My mother has health issues that make it so that she can't drive anymore. This complicates things when it comes to her trying to find work. But she wants to find something where she can work from home; I will talk about her work qualifications and my dad's shortly, but I want to talk about her medical needs first. My mother has prescriptions that are running out again, and there is no money at all to fill them. She is diabetic, has high blood pressure, osteoarthritis, degenerative disc disease, fibromyalgia, and several other chronic pain issues that require medication and doctor's care - she has doctor appointments that she's canceled, and tests and procedures that her doctor wants her to have that she's not getting done. My dad has a few health issues of his own, and he is not seeing his doctor either. They don't have the money for co-pays or even for the gas to get them to their appointments even if they did have the co-payments. They're putting their health at risk, but there isn't anything that can be done about it, as again, there is no money to pay for any of these crucial office visits and necessary medications.
I watch my mother getting more and more depressed and in panic mode as the days go by. I know that she is worried about the things that aren't being paid, as this is not how she's ever done things in the past. The water bill, garbage, gas, and electricity, car insurance, and registrations - the list seems endless. My mom is the one who takes care of seeing what is owed and making sure that things get paid, so she is dealing with the most worry. We have the very basic cellphones, and these numbers are on all of our bills and emergency lists; I know she's worried about not being able to pay that and possibly lose those vital phone numbers, and the internet bill - also a very basic plan - is something that they need in order to keep up with their job search, so that too is something she is becoming frantic over. Their insurance company has canceled them after over 40 years due to non-payment of their car insurance, with the exception of one vehicle. Car registrations are due again in the next few months. The electric company is sending warning notices, and my mom has both insulin that needs refrigeration and she has to have the electricity to run her CPAP machine at night - she was tested several years ago, and was told that during the test alone (4 hours) she stopped breathing in her sleep 75 times. Even with that, the electric company told her that her CPAP machine doesn't fall under "necessary" medical equipment because "it doesn't use that much power," but the CPAP machine saves her life every night, as it forces air into her lungs as she sleeps. Yet, they won't keep the electricity on (as they would if it was"necessary" medical equipment) if it comes down to my parents not being able to pay that bill. They have already reached out to the many neighborhood "help" organizations and were able to get September's bill partially paid, but this can only happen once every two years, so there is no avenue for help there again, either.
I know that they are not happy to have their business put out there for all to see, but frankly, there often (already) wasn't money for enough food, and now their income has dropped even further. Will you please find it in your heart to help while they are looking for work? This would not only be helping my parents, but it would also be helping the three minor children and one autistic young adult to stay in a home that they love, and to continue to attend the schools with the classmates they began school with.
Please open your hearts to my parents - they are the epitome of sacrifice, and we'd like to be able to repay them somehow for their generosity to me, my sister and our families. But now we need to help them, and this is the only way we can think of to do so. Please help if you can!
Also - my dad has applied at Walmart, Sam's Club, Neighborhood Market, and Costco. If you work at any of these or know anyone who works at these places or other warehouse type facilities, I have a favor to ask you. Can you please get hold of my dad's application (Terry G. Bash) and help him get a job? He has worked in stock rooms, shipping/receiving, and other warehouse facilities, and has also been a delivery driver and installer (office furniture). He is an incredibly devoted and hard worker, and no one would ever regret hiring him. If you can help him, please, please do, as having income on top of the minuscule amounts given by Social Security would be a great help (we are in the Elk Grove/Sacramento, CA area).
My mom, as I'd said, needs to work from home, but she has many years (over 15) of experience as an executive administrative assistant. She has also worked in Quality Assurance and Inventory Control departments at both Intel and defense companies (ARGOSystems, Lockheed). She has held a DoD Secret clearance as well.
My parents are both eager and willing to work - they are not asking for a hand-out - just a hand, as the saying goes.
We were concerned and a bit confused about how much to ask for; we know that our parents need help as soon as possible with their past due bills, their reinstatement fees on some of them, their ongoing bills and possibly their mortgage as they continue to look for work so that they can get themselves out of this financial hole they are in. We decided that we would start the"campaign" amount at $5,000 and are hoping that that will be enough.
Thank you so much in advance for anything you can do!
My parents are having to find jobs after retirement, and they are getting no responses to applications. Their money has literally run out, and they desperately need help to survive while they search for work. My mom has multiple health issues that her doctor needs to monitor, but there is no money to pay for co-pays, and worst ofall, no money to pay for the many vital prescription medications she needs daily. Please read their story below, and please help them to be able to get these required medications, get themedical care they need and pay their bills as they seek employment.
We appreciate any donation, large or small!
______________________________________________________________
We originally opened a page for our parents several months ago, but unfortunately, the campaign we opened for our parents coincided with the fires, floods, and hurricanes that were happening all over the U.S., and my mother insisted that we stop sharing it, as she didn't feel that they were as needy as the victims of all these natural disasters. But now, I'm posting this to try & get help for them again, as they are still in desperate need of help. I'm hoping that anyone reading this might find it in their hearts to help them. I am writing this because I know that they would never ask for it themselves; they are too embarrassed and too proud to admit that they need help.
Over the years, my parents have always helped my sister and me. They have sacrificed again and again to be sure that we've been taken care of. I know that sounds like all parents, but they have gone over & above what they needed to do, and now they need our help.
They had a home that was completely paid for in San Jose, and because I had three young boys, and we had outgrown the San Jose home, they bought a newer, larger home over 100 miles away to keep the boys safer from the gang activity and violence that was prevalent in the neighborhoods around us, and to bring them up in an area where they would have better schools also. They could have just stayed where they were, but they were thinking of me and my boys and our welfare, so they put themselves into major debt in order to help us. So they went from $0.00 mortgage to a new mortgage, one that became too much for them to afford. They have gone through several modifications, coming very close to losing their house during one of them. But the payment only stayed lower for five years, and now it has gone up to more than it was before they got the modification, now nearly $2200/month. They were both forced into retirement by their companies, my dad after fifteen years at the same place, and now they are only surviving on Social Security payments, the amounts of which are laughable, they are so low. My sister & I help as much as we can, but it isn't nearly enough. My mom and dad have continued to look for work, but they are receiving no calls back on the applications that they have put out there.
At the time of our first campaign, my parents had gotten down to their last $100, and they were very grateful to receive some generous donations that helped to pay for bills and prescriptions. But that money is long gone, and they are now right back to where they started from. As I'd explained before, my parents make their house payment with their Social Security and the $500/mothat my sister gives them, and once that is done, they have a little over $100to pay for everything else. I take care of food for the household and help as much as I can, but their other bills (phone, electricity, gas, water, medical,etc.) are going unpaid, as there just is no money for them. Up until about six months ago, they were able to juggle the bills and although they got behind, they were still able to keep on top of some of them. But now they have completely run out of savings, and there just isn't enough to cover everything anymore. The debt that they have is not for luxuries of any kind - it is for the basic things I've mentioned, so they can't even file for bankruptcy. They participated in a program called"Keep Your Home California" a few years ago; this program helps people with their mortgage. This was a huge help, but now they can't help any longer, and the "deal" that you make with them is that IF you don't sell your house within five years of their last payment, then you don't have to pay them back. So selling the house is out of the question as well, as they would owe that money back, and they would barely break even by the time the house and liens (due to overdue utility bills) were paid, and then they'd just be out on the street. So they pay the house payment before anything else - but now there's no money for the rest.
My mother has health issues that make it so that she can't drive anymore. This complicates things when it comes to her trying to find work. But she wants to find something where she can work from home; I will talk about her work qualifications and my dad's shortly, but I want to talk about her medical needs first. My mother has prescriptions that are running out again, and there is no money at all to fill them. She is diabetic, has high blood pressure, osteoarthritis, degenerative disc disease, fibromyalgia, and several other chronic pain issues that require medication and doctor's care - she has doctor appointments that she's canceled, and tests and procedures that her doctor wants her to have that she's not getting done. My dad has a few health issues of his own, and he is not seeing his doctor either. They don't have the money for co-pays or even for the gas to get them to their appointments even if they did have the co-payments. They're putting their health at risk, but there isn't anything that can be done about it, as again, there is no money to pay for any of these crucial office visits and necessary medications.
I watch my mother getting more and more depressed and in panic mode as the days go by. I know that she is worried about the things that aren't being paid, as this is not how she's ever done things in the past. The water bill, garbage, gas, and electricity, car insurance, and registrations - the list seems endless. My mom is the one who takes care of seeing what is owed and making sure that things get paid, so she is dealing with the most worry. We have the very basic cellphones, and these numbers are on all of our bills and emergency lists; I know she's worried about not being able to pay that and possibly lose those vital phone numbers, and the internet bill - also a very basic plan - is something that they need in order to keep up with their job search, so that too is something she is becoming frantic over. Their insurance company has canceled them after over 40 years due to non-payment of their car insurance, with the exception of one vehicle. Car registrations are due again in the next few months. The electric company is sending warning notices, and my mom has both insulin that needs refrigeration and she has to have the electricity to run her CPAP machine at night - she was tested several years ago, and was told that during the test alone (4 hours) she stopped breathing in her sleep 75 times. Even with that, the electric company told her that her CPAP machine doesn't fall under "necessary" medical equipment because "it doesn't use that much power," but the CPAP machine saves her life every night, as it forces air into her lungs as she sleeps. Yet, they won't keep the electricity on (as they would if it was"necessary" medical equipment) if it comes down to my parents not being able to pay that bill. They have already reached out to the many neighborhood "help" organizations and were able to get September's bill partially paid, but this can only happen once every two years, so there is no avenue for help there again, either.
I know that they are not happy to have their business put out there for all to see, but frankly, there often (already) wasn't money for enough food, and now their income has dropped even further. Will you please find it in your heart to help while they are looking for work? This would not only be helping my parents, but it would also be helping the three minor children and one autistic young adult to stay in a home that they love, and to continue to attend the schools with the classmates they began school with.
Please open your hearts to my parents - they are the epitome of sacrifice, and we'd like to be able to repay them somehow for their generosity to me, my sister and our families. But now we need to help them, and this is the only way we can think of to do so. Please help if you can!
Also - my dad has applied at Walmart, Sam's Club, Neighborhood Market, and Costco. If you work at any of these or know anyone who works at these places or other warehouse type facilities, I have a favor to ask you. Can you please get hold of my dad's application (Terry G. Bash) and help him get a job? He has worked in stock rooms, shipping/receiving, and other warehouse facilities, and has also been a delivery driver and installer (office furniture). He is an incredibly devoted and hard worker, and no one would ever regret hiring him. If you can help him, please, please do, as having income on top of the minuscule amounts given by Social Security would be a great help (we are in the Elk Grove/Sacramento, CA area).
My mom, as I'd said, needs to work from home, but she has many years (over 15) of experience as an executive administrative assistant. She has also worked in Quality Assurance and Inventory Control departments at both Intel and defense companies (ARGOSystems, Lockheed). She has held a DoD Secret clearance as well.
My parents are both eager and willing to work - they are not asking for a hand-out - just a hand, as the saying goes.
We were concerned and a bit confused about how much to ask for; we know that our parents need help as soon as possible with their past due bills, their reinstatement fees on some of them, their ongoing bills and possibly their mortgage as they continue to look for work so that they can get themselves out of this financial hole they are in. We decided that we would start the"campaign" amount at $5,000 and are hoping that that will be enough.
Thank you so much in advance for anything you can do!
Organizer
Marisa Bash
Organizer
Elk Grove, CA
