Debt

Can 290  people please send me $1 so I can settle this debt so I can start building my credit please I’m a broke college 20 year old And recently lost my job and  got a letter saying I  could settle my account balance of $483.37 and could settle the account with a one time payment of  $290 and they would close the account in full I have no one and it’s worse during the holidays when you see everyone surrounded with gifts and people they love Please I  just want to get my life back on track as soon as I get a job  or my financial aid check I will personally send everyone back $2 that  can donate me $1