Disabled, and needing financial assistance

I am uncomfortable and embarrassed having to ask for help now; I used to be the one offering it instead. Unfortunately, I've run out of options, and even this, I fear, will be only a 'band aide.' I was diagnosed with multiple sclerosis in 1994. Long story short, the disease has been getting noticeably worse since 2005, to the point I had to leave my job of 14 years which I loved on disability Oct. 31, 2011. I have not been able to return to work because of complications from a fall, and my employment was terminated July 31 2012. In June, I had to purchase a Sara 3000 lift to help me transfer from one chair to another, or to bed, or for personal hygiene, out of pocket ($4,428.) I have had a 24/7 caregiver, which is also out of pocket ($1,260 per week.) I have depleted my savings in the last two months, and have started tapping into my 401k, which will be gone in the next few months. I am getting $1,023 per month Social Security Disability. I've cut any possible expenses I can,  but the numbers won't work. I could continue my life as it is if I didn't need the caregiver. Even if I had no other expenses at all, I can't afford to pay the more than $5,000 per month for the care I need. If I cannot contribute my share of living...rent, phone, food, etc., my son will have to sell his house, where I live, and I'll have little option than having to live in a nursing home where I won't have to pay for the care I need I'm trying to maintain some sense of normalcy in my life. I want to sty productive by volunteering my time with a veteran non-profit working from home making calls, coordinating activities, etc. I'm too young and mentally, emotionally and intellectually to be forced to live in an environment such as that...I will not thrive. Any contribution, no matter how small, would be gratefully appreciated. Thank you so much for your heartfelt compassion. It will never be forgotten; you'll be always in my prayers. Most sincerely, Terry


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Terry Funke 
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