Medical Bills - Kidney Dialysis
My now husband and I struggle financially in silence. We've tried to keep up with keeping on dual coverage with Medicare and Medicaid but we had a few month lapse with Medicaid last year from about June to October. I haven't seen EOBs for his Dialysis treatments since his Medicare took effect, but I remember it was over $20,000.00 for one month of treatments back in 2012.
I want my husband to stay as healthy as possible, but when he was facing a 20% co-insurance he would only do his dialysis and didn't finish doing what he needed to do to get on the Kidney Donation list.
We also are struggling to eat as well as we should to keep what remaining kidney function he has left healty, due to how much it costs to buy fresh fruit, vegetables and meat. We do try, but with all our other bills we are working on getting uder control it's very hard for us to do right now.
So as a Valentine and Celebration of Life gift I decided to go public with My husband and my financial struggles. Thank you and God bless you for any financial support you want to give us.
We are still waiting for adjusted bills from Davita, for his dialysis treatments. This is the biggest of the secondary bills, so it’s the one I’m most worried about. And from Davita Pharmacy for any co-pays he would still owe.
There is one other thing I didn’t mention when I started this fund. And it’s about my husband’s car. His car is a 2005 Pontiac Sunfire and its starting to see its better days. Two winters ago he had skidded on a patch of ice when he tried to stop, due to a car that had stop suddenly in front of him. He had only tapped that car, so he didn’t cause any damage to it, but latch to his hood broke. So we did the cheapest fix we could and bought him a new unpainted hood to replace it. We had been planning on buying new tires, but so far haven’t been able to afford to do that. Luckily this winter hasn’t been too bad for us with snow and ice, plus with his schedule he pretty much has the roads to himself when he drives to work, but not when he drives home from dialysis, but he doesn’t have too far to drive from there.
Now there are more issues beginning to happen to his car and they are getting to the point where attention is going to be needed. This list of issues include: The exhaust – which is getting very loose, Power steering – is almost gone, Shocks-Struts-Suspension – He can feel every bump in the road now, Brakes – he had his rotors were reconditioned and now they are starting to go out again –he feels them pull and shudder, Tach-Speedometer – the tach was bad ever since we got the car , the dial sticks and doesn’t move (it was a used car no warranty) and we looked into fixing it, but decided the cost wasn’t worth it – now it’s affecting the speedometer by sticking on it and not allowing it to move. These are just some of the this car’s issues, the other problems with the car are just inconvenience type of things, such as the power windows not working, which we could live with.
Due to this list of issues and growing more expensive with each new problem, we looked into getting him a new car last November, but he doesn’t have the greatest credit rating at the moment, so we tried to rework my lease for two leased cars with car payments lower then what I’m paying for one, so I’d about the same amount of a payment that I’m making now. The car dealer tried to stop me from even checking this out, because he said that the banks would question why I wanted to put two cars under my name. I thought that was strange, because my dad was the one that bought all the cars in our family, so I said I needed to try, because I have the best credit in our family. So he ran it through financial, but it didn’t go through, because I wasn’t going to be able to get the terms I needed without being able to supply a down payment.
My husband and I try not to worry and pray that his car will hold out until we can figure out how we are going to get him a newer car. But we both know we are starting to live on borrowed time with his car. And unfortunately, with our schedules we need two vehicles. I’m pretty sure the company I work for would work with me to accommodate Steve and I if his car became completely un-drivable, but I’m sure it would only be a temporary deal until we could get Steve a new vehicle.
I took the pictures of Steve’s car today and created this video so you can see my husband’s car.
I am also working on getting permission to take some pictures of my husband while he is getting his dialysis treatments.
I didn’t know what to do. Here I was all alone; accept for my three cats, on a night I should be with my sweetheart. He wasn’t supposed to be in ICU of a hospital, with me having to tell him before I left, “You have to stay here.” Because he had wanted to come home.
So after a light diner of Green Giant mixed vegetables I sat on the couch and picked up the Kindle Fire my bosses had given us for Christmas and started to play Words for Friends to try and get my mind off how sad I was. If you’ve ever played that game you know there’s a texting feature to it; and my co-worker, Kim Gaida, who I had a game going with on there, texted me to find out how I was doing. She was a blessing that night as she spent a good hour texting me through the game. I thanked her the next day, but that was one of those intangible things that words alone can’t express how much that act of kindness meant to me then and still means to me today.
The job he has is for Coburn’s Delivers, it’s a grocery store chain here in Minnesota that has a large two story warehouse where they do home deliveries from (it started out as Simon Delivers). He has to get up at 2AM to help get the orders ready. And from what we calculated he walks with a huge cart about eight to twelve miles during his entire shift. He does this with little to no complaint. (The only complaint is in-regards to how much his feet hurt.) And he has missed only one day since he started working there over a year and a half ago. (And this was when we both got snowed into our driveway last year.) He has gone in when he felt sick to his stomach, and when he didn’t get much sleep.
I think of what he’s enduring right now and it motivates me to get myself out of bed and to work even when I’m not feeling my best. Like I told my boss just the thought of him getting up at 2 AM in the morning gets me moving in the morning.
He also doesn’t like to admit that the dialysis treatments were him out, but I know they do. I can hear it in his voice when he talks and the heaviness of his eyes.
Right now he’s holding up pretty well, but when I see him doze off in the recliner I wonder how much longer he can do what he’s doing.
And yes he very much deserves this fund. No matter what he thinks.