Spencer's Top Surgery

Thank you for clicking this, and thank you for reading. My name is Spencer, I'm 23 years old, and I live on my own (with some friends as roommates). I pay all my own bills, and I work as a server at a restaurant. I've been out as trans since I was around 14, and started Testosterone about a year and a half ago (and I struggle to pay for that as well, though I manage).  I am an artist, a singer, and just a young man on his own trying to get a surgery he desperately needs.  Not only do I have severe dysphoria about my chest that sometimes stops me from going out and enjoying my life, I also have larger breasts and binding them down every day causes extreme back and shoulder pain. Both mentally and physically, it is time for me to have top surgery, though again, I only work as a server and make barely enough to pay my bills and eat. I try to save when I can, but it's rough and I need all the help I can get. I owe my whole heart and soul to anyone who's been kind enough to donate or share. 

My plan, since I do not get rapid donations, and my surgery date is this January, is to get a loan and use everything that has been donated to just make the loan payments every month (this will boost my credit score as well which will be nice haha) so I'm going to continue fund-raising until i have the full amount and the loan is paid off <3 if donations happen to go over the amount i need (i doubt they will but still) then the extra money will be used for bills while i am off of work and recovering (: 

thank you for reading my story.