Sherika's Final Viewing

My sister is to be buried Saturday and the funeral home just called us saying that her policy is no good because it's been lapsed for 3 yrs now. I called the insurance company and they told me there is nothing we can do. Why so last minute??? My family is in need of your help. Please please anything that u can give will be greatly appreciated. We are ready for her to rest!!! God bless u all and thank you in advance