Help Rachel enter the convent!

I wasn't Catholic growing up but first encountered the faith in my last year of college. Something in it spoke to my emptiness. After living a life filled with anger, depression, drinking and partying, I fell in love with Jesus Christ. I found meaning in life and someone who loves me more than I can possibly imagine.  Approximately three years ago, I met the Mercedarian Sisters of the Blessed Sacrament and began discerning a religious vocation with them.  They are a wonderful community overflowing with love for God and for the vulnerable worldwide.
However my college loan debt is what's holding me back from entering the convent. Their life is one of prayer, love of youth and giving freedom to captives. Now I wish to serve Jesus with my whole life so others may be delivered as I was delivered. I am working and I'm trying to pay off the loans as best I can. With the small income I bring in, only minum payments can be made. I am 30, coming to the faith late in life, and the cut-off age for entering the convent is 35.
Please help me to follow this calling. It can only happen with your help! You have my sincere gratitude.