still needing help from friends or family

My husband, keith O'Connell passed away on Jan 2nd, worst day of my life. I Drove 2200 miles across country with the donations I received from here. I have been getting screwed everywhere I look or go to. I lost his unemployment. Because it's not "him" making a claim for his time off work, I cant get any money from 401k or his 10k life Insurance because it takes 120 days to get the final "cause of death", nothing has been going my way, I jack knifed the trailer into the truck pulling into this awful snow I'm just so screwed its unbelieveable. Thanks for the 1 1/2 inches of snow.