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Fighting for my home of 22 yrs
Donation protected
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THIS CAPTION BELOW IS FROM THE FIRST GO FUND ME WHEN ALL THIS STARTED IN 2015
Hello I have waited to the last minute to do this as I was feeling something would drastically change but it hasn't. I bought my house as a single mom of two back in 1997. Since 1997 I was evacuted at least 7 times due to major flooding. The last flood that occured was Hurricane Irene in August but that year there was another flood in March. In January of that year I lost my son to suicide I found him in his room. It was something I will never forget the horrible sight of him he was my oldest and my Joy the love of my life, I miss him terribly. I was out of work for a few months and then the floods hit 13 feet of water and I lost everything including my job. Funeral costs I went through every penny to survive for the next year and a half I could not collect unemployment as they denied me. I fell so far behind on my mortgage that it has been impossible to catch up. I have a offer on my house from the State a grant but I cannot sell it because I owe to much on back mortgage, I need to get out of here and start a new life. My daughter lives with me as she is healing right now due to a broken lumber in her back . I have been fighting with my mortgage co to modify me but they keep dening it's almost like they want me to forclose . In the mean time I work living pay check to pay check but its just not enough to catch up and stay afloat (no pun intended) We want to move. I finally have enough courage to leave being I have been here 19 years if the State buys my house they will be demolishing it but I need to pay the back mortgage. I believe my sons spirit is here and will also be free. I have written this poem and several others over the years I will send everyone a HOPE POEM that I have written back in the 90's but I need help now, I always give and help others that is my nature but it's time for me to put my ego aside and ask for the help I need, I don't want to lose my home and be left with nothing, I worked so hard for. I was homeless once after my divorce in 1993 with two kids and I managed to save enough to buy this house. I don't know what else to do, The Servicer for the Mortgage Co will NOT negotiate they will not modify me as I have tried over and over again. They said my debt to income is too high, Well No Shit why do you think I am asking for a modification. I need to sell this house and get the rest of the grant so I can move on with my life, I have no family to help as I lost my mom to suicide in 1976 and I lost other siblings through the years I have a sister and I do have another brother but he just lost his daughter to brain cancer and another brother who resides in the VA Hospital. Please understand the love I have for this house and the hard work I put into it all these years it's not just a house it's a house of love that needs to be saved and demolitioned so that we can have closure. I am a decent person just so you know I don't drink or drug I work and have always put my kids first. Sometimes bad things happen to good people and I guess I am one of those people. We just want to move on with our lives. I don't want my house to go into forclosure as they are threathing me daily with this is all I have. I was about to close last month and the last minute it got cancelled in the mean time I sold my washer dryer and gave away my refrigerator and kitchen set and so much more now we are living with a tiny refrig. probably a good thing I don't have money for food. I am not as young as I look lol so this was my retirement and it is all I have left. I have opened my house up to many over the years helping people when they needed a place to stay I guess I need the help now. My friend just reminded me humility is much a part as food and water is to stayin alive.
God Bless and Thank you
Organizer
Deborah Golden
Organizer
Little Falls, NJ