Debi - After Melanoma

I have an upcoming surgery pending and need help.

As many of you may know, I recently survived my 2nd adventure with Metastatic Melanoma (lung & brain), for which I'm beyond grateful. Unfortunately, the treatment drug left me with life-long, life-threatening medical conditions which have left me unable to work, travel...have too much fun again. 

I was already in a downward spiral, not able to work due to my spine and other maladies, my husband left me for his own reasons, leaving me stuck a bit isolated and a financial mess. We remain married, only so I can stay with health insurance, but it only covers a percentage. Stage 4 Cancer, Adrenal Insufficiency, Corneal Dystrophy, Arthritis and more did not qualify me for Disability (I fought it all the way up), I do not qualify for Unemployment, as they consider me "disabled". I do not qualify for any government help as my "husband" makes too much money.

I have a surgery approaching and recently discovered I still have tens of thousands in medical debt (not to mention the $100+K borrowed from my parents, not able to pay back). I have to be at a ZERO balance with Mayo Clinic in order for my surgery to be scheduled.

I don't know what to do. I need major help.