Lost My Car To Road Rage

My 18 year old black son was involved in road rage with a Caucasian male who is presumed to be racist , chased him and caused him to crash and held him at gunpoint. The reason for this GoFundMe is because my car had full coverage but my insurance is set up to where only I can drive the car and since police didn’t charge the guy for chasing him that automatically made my son responsible for the accident. And my car was totaled and that is the only transportation we had being that my son is in college in Atlanta he can’t even go anymore. Thanks everybody and news channel 2 for you support.