Burial for Cozette Eidson

Our precious grandmother had a life insurance policy that was to pay for her funeral expenses. However, we discovered today that it expired when she turned 85. We are all devastated. We are short $3000. We can't imagine not putting her beside our granddaddy, they were married over 55 years and bought the plots together. Any help will be very appreciated and mean the world to our sweet little family.