CAR CAUGHT FIRE WITH ME INSIDE

Hello my name is Terry Riddick and wife Alexis our new born baby girl Kinsley is now here. We are in need of your help our car recently caught on fire with me Terry Riddick inside lucky I made it out alive thru the grace of God with everything beening power windows and locks. My insurance company is doing their part but many people know and understand how insurance works which mean they pay a portion of what the vehicle is worth remind you it was a 2006 Ford Freestyle SEL which is really not worth much now. Which mean every dime will go toward the remanding loan thats owed on the vehicle and We will not have anything left over for a down payment on another vehicle I make my living by driving. And if I don't have a reliable vehicle I can't provide for my family right away. So please help. Thank you.