Hi, I am Michael Ramsey, husband and father of 4 beautiful daughters. They are 20, 17, 12 and 9 months old. I have just swallowed every bit of pride I have to ask for help.
I am disabled, I have been for almost 10 years. I have severe agoraphobia. I do not leave the house but to go to the doctor. I have anxiety attacks, night panic and doctors have been able to do nothing to help. I have felt helpless for years and have left a huge burden upon my wife to be the major provider for our family.
My wife, Amber, has done a good job of keeping us barely above water for years. She has no family. Her father abandoned her when she was very young and her mother left her when she was 13. In 20 years together, I have only met an Uncle of hers. She just turned 40. She had been working at a water service company as a night dispatcher for the last 4 years. We had some financial problems and lost our last residence about a year ago. We moved in with my parents for six months and then my sister for 3 more months. We managed to save enough to move into a modest rental home on July 1st. The very next day, my wife was laid off from her job. I applied for unemployment and she started looking for another job immediately. The unemployment was denied and the appeal was denied.
Amber got a job at Babes for a few months but it was so trashy the cops raided it and it is now closed down. Amber got sick 4 weeks ago and ended up in the hospital with pneumonia. She was in the hospital for 4 days and came home but missed over 2 weeks of work while she was still at Babes trying to waitress. She went looking for a job and got hired at a Sports Bar and was supposed to start this week. Unfortunately, she has been sick the last week again. So she still has not worked but 1 day in a little over a month. Her first day at her new job she had to leave after 2 hours because she was having a hard time breathing. Today, October 20th, she was taken away in an ambulance and admitted to Cy Fair Hospital again with pneumonia. We are behind in rent from last month by $300 and the new one on the 1st is coming fast. Our landlord called yesterday and is not happy. At this moment we have $27 dollars to our names. I get $550 on the 3rd. We need around $1200-1500 to survive. That is diapers, rent, gasoline, food and the minimum to get us caught up so we do not face eviction. I am not asking for a penny extra. Our budget is tight, no cable tv, no partying, nothing really.
So here I am asking for help from anyone who can. I am not sure what else to do. I really have nobody to go to for help. My parents live dollar to dollar. We are actually using their car right now because ours is sitting in the driveway with a flat tire, a bad starter and a water leak. Bad luck follows us it seems and this family needs a break. Please help if you can. Any money received will go to rent and the things mentioned. If you can loan any of it until February I will pay you back when our tax return comes. We are hopeful my wife will get well and back to work asap but time is not our friend right now. We have already lived with all the family we have. If we do not pay the rent we will likely lose the one house we were lucky enough to rent. I love you all and thank you for listening, I am not the type of person that asks unless I have no choice.