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Homeless Because of Chase Bank!

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With the illegal and fraudulent foreclosure and susequent eviction, now 81 year old Susie Johnson was made homeless.  Her income only covers the cost of her storage unit and for her life insurance policy.  Had it not been for Chase Bank, Susie would be in her home and possibly not have been subjected to many unforseen illesses that were not just brought on by age.  Most recently, Susie suffered a stroke one week before Christmas, spent Christmas in the hospital and is now in a subacute facility in rehab.  SUSIE HAS LOST HER WILL  DESIRE TO LIVE.  She is receiving the help she needs but cannot afford to pay rent or anything else and hence has become homeless.  Thanks to Chase Bank, Susie thinks she is nothing.

What Susie needs now is for everyone to help her to survive.  If she stops paying her storage fees that were brought on by Chases illegal and fraudulent foreclosure, she will actually have nothing at all left of her once full life while living in the home of her dreams.

A donation of even $5.00 would help Susie through another day.  

Susie's Story

Susie Johnson spent her entire life working towards achieving her dream of home ownership. When she was approached to purchase the home she was renting in Orange, NJ, she was ecstatic. Those days of excitement and joy were dashed away when JPMorgan Chase/Wells Fargo/HUD stole her American dream via a fraudulent foreclosure and illegal eviction. Her life went from happy gardening days to family barbecues to a horror story and JP Morgan Chase/Wells Fargo/HUD are to blame.

Susie paid her mortgage payments on time each month when suddenly, the servicer started indicating that she was behind in her payments. She was an inexperienced homeowner and once she started receiving the threatening letters from their attorneys threatening to take her home away, she entered into a forbearance agreement paying legal fees and whatever other fees they tagged on. She hadn’t missed a payment. At this time, they were unable to take her home away.

Well, the next move came the following year when this time, the servicer stated that she was four payments behind and once more threw her into default and this time they went for the juggler. Susie became distraught trying to get the servicer to listen and review the receipts and the certified documents that they signed accepting the payments. They immediately stopped accepting her payments and proceeded to file for foreclosure. At that point her daughter began to intervene. Copies of everything was sent into the servicer and then everything went silent until the payments were sent again and were returned. Stage 1 of foreclosure proceedings had begun and they were rapidly moving towards stage 2. Susie went to Legal Services in Newark for assistance and contact was made with the attorneys for the servicer. Next Susie was advised to file a Chapter13 Bankruptcy. She reluctantly did so as this would ruin the credit she had worked so hard to establish. The attorney for the servicer continued the onslaught.

Within the next few months a letter was received indicating that they had found the four missing payments in one paragraph and in the next paragraph down, the letter stated and now those payments are due. Susie, being a low income homeowner could not afford to pay additional legal and whatever other fees the servicer tacked on so the torture continued. Even after the letter, the attorneys sought final foreclosure and it was granted by the chancery division judges even though copies of the receipts were shown several times. Then things went really silent and there was no activity for at least a year. Then came further torture from the servicer’s attorneys.

During the period before the final onslaught, Susie lost her eldest daughter, her husband, and her life was in a turmoil. Her bankruptcy payments were extremely high because of the fraud and payments on monies not due the servicer and her struggles seemed extra hard because she was fighting for her life, her memories, her happiness that was all sealed up in this house of her dreams.

The attorneys were now seeking eviction. They sold the house at a sheriff’s sale and then moved forward with eviction. In 2012, there was a protest held at the home of Susie Johnson with the assistance of many organizations and unions and the eviction was called off by JPMorgan Chase. One thing that was abundantly clear was that JPMorgan Chase was not looking to correct their mistake but instead wanted to throw this elderly woman out on the street.

Bennet Zurofsky, an attorney in Newark, immediately jumped into action and notified the AG’s office who did absolutely nothing with the information they received and still have not done anything to this day. In October of 2013, a caption change was granted by a chancery division judge allowing Wells Fargo to be the servicer and MassMutual the lender after a 14 year absence. They were indeed the unknown lender.

On 5/30/2014, Susie Johnson was brutally evicted from her home! She has not walked since that time. She now sleeps in a hospital bed and after a brief period in a nursing home, she now has a feeding tube and stage 3 sacral ulcer on her tailbone. She is in pain all of the time and most times does not know where she will sleep each night.

JPMorgan Chase has stolen her dignity along with her belongings and needs to be made whole again while she can still recognize that she has been made whole. Instead of wondering what vegetables she will be planting in her garden, she now worries about where she will sleep and when she will die. She is calling on JPMorgan Chase/Wells Fargo/HUD to do what is right. They got their money. It is now time for them to give me back the home that they fraudulently stole from Susie or make her whole.

When asked about this, JPMorgan Chase and Wells Fargo has only produced excuses and roadblocks. They say it wasn’t me and that it was the bankruptcy filing that caused this problem and not their faulty recordkeeping. It took them 14 years to completely follow through with this egregious crime but Susie doesn’t have much time left as her physical and emotional pain is too great. We are turning to you all with this donation request to make sure that Susie gets an attorney that can correct this by making these people make Susie whole or to make sure that she lives out the rest of her days comfortably in a home of her own.

JPMorgan Chase and Wells Fargo have billions of dollars. It puzzles me that they would take such pains to take away the home of a senior citizen. It’s a drop in the ocean for them. For Susie, it’s a roof over her head and proper health care in the last seconds, minutes, hours, days, weeks, or months of her life. Please do make a donation so that she can be made whole again.

And please sign her petition and help her get what was taken fraudulently taken away from her back.

Organizer

Afua Ampoma
Organizer
Glen Ridge, NJ

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