We are two people seeking help with our heap of student loan debt, so we can focus on our next monetary issue goals: medical, and then a real home.
Elly: Managed to take 5 years to get a degree that has a lot of potential, but has so far been of only peripheral use. Working on a novel and other literary ideas. Makes soap as a side hobby/job, along with her full time tech support gig.
Justin: Went to the Art Institute, to get a degree in video game art and programming, when it was still a very good job market for such students. The Art Institute then re-org'd their entire curriculum, making all of Justin's prior classwork and credits obsolete. Works full time currently, but it's contract work and could end at any time.
We are currently paying down Justin's loans first, as they'll be easier to bust through. Elly's are on deferment, but the deferment period will be up (again) in April 2014.
Elly is currently going through a battery of medical tests for still-undetermined health issues. We do have wonderful insurance at this time, through her employer. And, with recent changes to health care laws, that may continue to not be an issue, but we'd like to be prepared, in case our bills start to get out of hand.
Over the past 6 years, Elly has managed to raise her credit rating over 300 points, and she is making a concerted effort to keep raising that rating, with the long term goal being to kick some of that credit into buying a place to call home. We think that getting these loans taken care of with help with this immensely.
If you are able to help out in any little amount, please do. We both offer our humblest thanks for any amount you can spare.