<div>
 My name is Keith...
</div>
<div>
 <br>
</div>
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 I was recently diagnosed 8/14 with rectal cancer… 2 days before my birthday
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 <br>
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 I am humbly requesting donations as I have found myself in an unescapable debt situation...
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 <br>
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 In 2017 I was let go from my employment, with only a 30 day notification… I had never been given a verbal or written warning regarding job performance etc, the owner simply decided he wanted to replace me with the sister of his favorite employee …
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 <br>
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 at that time, I 55 years old and devastated.
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 <br>
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 I lost my job ( income ) and health insurance in 30 days
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 <br>
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<div>
 2 months later, a had a medical emergency
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 ( heart ) and needed a pacemaker…
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 <br>
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 I was diagnosed soon after , with Pulmonary Hypertension and Dupuytren’s Contracture disease in both hands...
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<div>
 <br>
</div>
<div>
 I also have an auto immune disease that I have been living with for almost 30 years
</div>
<div>
 <br>
</div>
<div>
 I applied for Social Security disability. Over a 2 1/2 year process , 2 different denials, hiring attorneys...
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<div>
 <br>
</div>
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 I was finally approved with the appeal …
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 <br>
</div>
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 However, during that entire 2 1/2 yrs process I still had to live… pay my bills etc
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 <br>
</div>
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 And then COVID hit the world
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 <br>
</div>
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 I had no choice but to live off credit cards and borrow money from my mother ( 80 yrs old )
</div>
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 <br>
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 Neither us had and money to speak of ie
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 ( retirement accounts, mega bucks etc )
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 <br>
</div>
<div>
 I actually moved in with my mother to consolidate households so that living was a bit less expensive for us both
</div>
<div>
 <br>
</div>
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 Now I am facing a financial crisis because of credit card debt ( $30,400 ) between 4 cards has risen astronomically
</div>
<div>
 <br>
</div>
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 Interest rates are 27-29%
</div>
<div>
 <br>
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 Payments are each up to $100 - $300 each monthly now
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 <br>
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 Because all cards are “ maxed “ out, my credit scores have plummeted under the 600 mark
</div>
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 <br>
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 Prior to all of this, I was over 725 FICO
</div>
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 <br>
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 To this day; I have never made a late payment or missed a payment
</div>
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 <br>
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 The issue, I literally have less than $100 each month after I pay all required payments
</div>
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 <br>
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 Rent is astronomical here; my mother and I pay $2750 / month for a 2 bedroom apartment
</div>
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 <br>
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 I have contacted several companies who "offer debt consolidation " or "help consolidate" but they actually want me to pay their fees for a "debt relief program "
</div>
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 <br>
</div>
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 Which requires 2 things
</div>
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 <br>
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 I ruin my excellent payment history because the program requires I STOP paying the payments...
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 then the banks do not get paid the full amount
</div>
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 <br>
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 I am not interested in cheating the banks out of the money that I used when I made charges…
</div>
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 <br>
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 I also do not want to ruin my credit payment history either
</div>
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 <br>
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 I need a helping hands… if someone, any amount , can help me, I would be eternally grateful
</div>
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 <br>
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 I am trying to find a part time job here where I live, but I have to be careful that I do not jeopardize my Social Security benefits, especially the medical insurance.
</div>
<div>
 <br>
</div>
<div>
 Thank you for any amount you contribute
</div>
<div>
 <br>
</div>
<div>
 Keith
</div>
<div>
 <br>
</div>
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 <br>
</div>
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 <br>
</div>

Help Keith Overcome Financial Hardship Cancer fighter

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