<div>I am writing this from recovery after undergoing my third surgery this week.
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<div>What started as a kidney stone diagnosis has turned into an 8-month medical and financial nightmare. As of this morning, $6,595.30 of my medical bills have been sent to collections (see photo below), and because it is a new year, my insurance deductible has reset—meaning the bills for this week's emergency surgery are piling up on top of the old debt.
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<div>How We Got Here
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<div>In May 2025, I was rushed to the ER with kidney stones. What should have been a routine recovery turned into a battle with severe infections, hospitalization, and complications that required multiple procedures.
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<div>I returned to work and tried to push through the pain to pay the bills, but the situation became unbearable. Doctors discovered the stones were a side effect of a medication (Topiramate) I was taking for migraines.
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<div>My goal is to recover and get back to being the healthy partner and parent my family needs.
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<div>The Financial Crisis
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<div>This week, I was admitted for my third surgery to remove the remaining stones. While I am fighting to recover physically, the financial stress is crushing my family.
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<div>• $6,595.30 has just been sent to a debt collector.
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<div>• My insurance deductible reset on Jan 1st, meaning I am paying out-of-pocket again for this current hospital stay.
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<div>• I am currently unable to work while I heal.
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<div>How You Can Help
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<div>We have exhausted our savings and have nowhere left to turn. My goal is to raise $10,000 to pay off the immediate debt in collections and cover the co-pays for this week's surgery so I can focus on healing without the threat of bankruptcy.
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<div>If you are reading this, please consider donating $10 or $20. If you cannot donate, please share this link.
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<div>Thank you for helping me fight this.
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Dave Hobson

3rd Surgery in 8 Months & Bills in Collections: I Need Help

Still $8,270 to go. Help us build momentum.