<div>Hi everyone,
</div>
<div>I’m reaching out today with a mix of humility and hope. For a long time, I’ve tried to carry a heavy secret: I am drowning in $73,000 of debt.
</div>
<div>I’ve spent years trying to work my way out of this alone, but between interest rates and life’s unexpected turns, I’ve realized I can’t win this battle without a hand up. I’m asking for your help to help me unknot a financial burden that has put my entire life on hold.
</div>
<div><br />
</div>
<div>Where this comes from:
</div>
<div>My debt isn’t from a single mistake; it’s a combination of the 'perfect storm' that life sometimes brings:
</div>
<div>• The Dream of Education ($47,000): I worked hard for my degrees in Social Work and ABA, believing it was the key to my future. While I value my education, the loans have become a mountain I can’t seem to move, with interest growing faster than I can pay.
</div>
<div>• The Government Setback ($12,000): Recently, I was hit with a Social Security repayment bill due to an administrative error/unforeseen change. Being told I suddenly owe the government five figures has been one of the most terrifying moments of my life.
</div>
<div>• Health &amp; Stability ($25,000): The remainder of my debt is tied to my car, which I need to get to work every day, and essential dental work (braces) that I needed for my long-term health.
</div>
<div><br />
</div>
<div>Why I’m asking for help now:
</div>
<div>I am at a breaking point. I’m working in ABA, 40 hours but I’m no longer making progress; I’m just surviving. This debt isn't just a number on a screen; it’s the reason I can’t sleep, the reason I can't save for a home, and the reason I feel like I'm failing despite my best efforts.
</div>
<div><br />
</div>
<div>How your donation helps:
</div>
<div><br />
</div>
<div>My first priority is the $12,000 Social Security bill, as that is the most urgent. From there, every dollar will go toward the student loans and my essential costs.
</div>
<div><br />
</div>
<div>I know $73,000 is an enormous goal. I don’t expect to clear it overnight, but I believe in the power of community. Whether it’s $5, $50, or simply sharing this link with your network, you are helping me buy back my future.
</div>
<div><br />
</div>
<div>Thank you for seeing me, for not judging my struggle, and for helping me find my way back to solid ground.
</div>
<div><br />
</div>
<div>With gratitude,
</div>
<div>Tamara
</div>

Support My Journey to Financial Stability

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