Rebuilding part of our home

On November 12th, just before Thanksgiving, we were about to head to bed when we noticed something very odd. Our living room flooring was having water seep up from under it in large sections. You could step down on it and the water would just ooze up from underneath the floorboards. To our dismay it was not just in one area of the living room either, as we looked around we saw more and more areas that were damaged. So we began the painstaking process of removing the flooring and the wood paneling off the walls in the room.

This is when the real shock came, there was water damage all under the paneling in the room, mold had started to grow in some areas and all of this damage... where was it coming from? We had no clue, it had rained outside for about a week, maybe it was from the rain? Maybe it was the pipes that had started to leak, we had just had one repaired out in the front yard. 

I got up in the morning and called a plumber, they came out and got on the phone with a leak detection team and a waterproofing company. We opened a claim with the insurance, hoping it would be the plumbing issue and that we could have it covered by insurance. They came out and looked around, they tried to find anything that would be covered by insurance, anything... They couldn't.

It turns out it was not the plumbing, so now it was up to us to try and figure out where the water was coming from. But to our luck, it had stopped raining and we would have to wait for it to start to rain again before we could pinpoint where all the water was coming from.

We completely ripped up all the flooring in the room and the padding ran fans for three days and sprayed it all down with a 50/50 mix of water and bleach to help kill off all the mold.

We hung a plastic curtain up to help with the loss of heat we are now experiencing from the bare flooring and cracks in the living room. And to our surprise, it started raining again, and we decided it was time to hunt down those leaking areas.

So we got down on the cold concrete in the living room on our hands and knees with a flashlight. It turns out there are 7-8 different points of entry for the water coming in. It explains why the room flooded the way it did. 

Now, our insurance has denied the claim, stating that it is flood water from outside, and they will not cover any outside water coming inside unless it was sewage. So we are stuck trying to figure out how to renovate and waterproof the room so it never happens again. We have three companies coming out to assess the damage and they deal strictly with foundation repair and waterproofing.

I worry that we won't be able to repair this financially and we need help since neither our homeowner's insurance nor our home warranty will cover anything.

I am starting this fundraiser off at $7,000 to help cover the repair of the foundation, the waterproofing outside and inside, the repair and replacement of the flooring, the removal and repositioning of a 3,000 lb gun safe, and the repair and replacement of the walls in the room.

Any little bit will help and will be greatly appreciated by my family.
Oh and we still have to get through Christmas and everyone's birthdays at the beginning of the year.

Update as of 12/12/2018 -One month from the start of the leak, or at least that we noticed.

So far we have had two foundation companies come out and tell us that we need an indoor drain system put in our living room with a sump pump, not something we really wanted to hear but since it is a needed fix we are still looking for the best option for it. The price seems to range from $4,000- 10,000 in expenses, depending on what all we have done to the room. If we just go with the $4,000 option that still leaves us with torn down walls and no flooring, just bare concrete.

Update as of 12/28/2018

We just had a large downpour and the water came rushing through the house, we now have complete flood damage in the entire downstairs portion of our home, this includes the bathroom, laundry room, and our daughter's bedroom. We rushed to get all the furniture out of the bedroom and the furniture we had placed in the laundry room out of there before it could take on damage.

This now bumps the cost of repairs up, even more, consider the water was coming in from the front of the home now and from the side of the home in addition to the back of the home where the flooding initially started. 

Now we have to have all the flooring in all the rooms removed, walls ripped out where the water has touched it,  the gas line and water lines cut off to remove the water heater and have the drain line put under where the water heater went.

Roughly bumping the total cost of repairs now upwards to about 27,000k, we are now waiting to hear back from the waterproofing company with an exact estimate of the new repairs added into it all. I will adjust the repair cost as soon as we hear something from them and possibly adjust the gofundme amount too in accordance with the total cost.