Funeral Arrangements

Hello my name is Ruth. At this time of my life my family is having financial issues due to my situation that has arisen. We are dealing with the death of our mother. We have to pay the differences for the headstone and cost of the things that the life insurance will not cover. But to add insult to injury she already has a plot to be buried with my father but they are charging me a hefty fine and if i cant bury her with my dad, which is near me, they will charge me less if i bury her in another state or another county of where im from which is still far from me. In this time of need I ask for help from anyone who can be willing to help us keep our mother close to home and with our father. As immediately as possible, my family is Jewish so there is a time limit