<div>Those of you who know me, understand how truly difficult this is for me to do.  It's seldom I show this kind of vulnerability, and I'm reluctant to ask for this kind of help, but our current conditions have backed us into a corner, leaving this as one of our only options. 

</div>

<div> My husband developed an early onset brain disease.  We went in thinking he had a heart attack and after a long road of tests and medical fees, we came out with more unsettling news.  It affects his ability for finding words and his mood is unstable at times.  leaving him unable to work indefinitely due to his condition.  It took nearly a year to get him approved for disability,  which in that time left a significant gap in the income needed to pay for basic necessities.  In that time we used all of our savings and both 401ks to pay bills and try to stay afloat.  We were able to hold ourselves up until I had my own health problems, leading us to fall behind on the mortgage payments.  I immediately contacted my lender to try to negotiate terms.  We filed the papers and sent the documents.  They would send me a letter that we submitted everything and then the same night send another letter that they needed more.  So, we would send more and I would send all that I could toward the mortgage.  But, they would put the money in a separate account like an escrow and not post it.  After, they stalled for 6 months they said we could no longer send payments because we were too ''delinquent'' and sent us into foreclosure.  Thinking I didn't follow the right process, we hired a lawyer, putting us in even more debt due to their service fees.  He firmly believed he could get us terms.  Twice they (Select Portfolio Services) denied our appeal.  Again, with the justification that we are "too delinquent".  We have tried to borrow in every way possible, banks, equity, credit, friends, but we have reached the end of our rope.  We have a small amount left to pay on our mortgage.  And, our interest rate is low.  The bank is not interested in negotiating with us because this would not benefit their profits in any significant way.  We have a large amount of equity that we absolutely cannot access.  We will have to sell.  But, we cannot afford to buy another house - even with the cash we would receive - on Long Island because the houses are stupidly expensive.  Renting an apartment would also prove difficult since we have two elder dogs and a cat. It is unlikely we would be able to find a place that would permit these kinds of pets due to one of our two dogs not being accustomed to other people, leaving her anxious and rowdy.

</div>

<div><br />

</div>

<div>Part of me would be relieved to be done with this house, but even renting is double what our mortgage payment is currently.  If anyone could just give even $1 and 40,000 people give just one dollar, we can meet our re-instatement amount with the bank.  Look up SPS mortgage and you will see they have a history with these shady antics. We are not their only victims.  There has been class action suits against them.  I have written to NYS Governer's office as well.   What started out as a couple of months behind, turned into months and months because of THEIR negligence.

</div>

<div><br />

</div>

<div>I thank you for just reading this.  Our family thanks you.  

</div>

Clément xy

Anonymous

Alison Riboni

Patrik H

Angel Minor

Bervens Dorvil

Nicholas Guimond

Lisa DeLapo

Conrad Cornock

Brian Pouch

Donna Pfeifer

DOMINICK IABONI

Jessica Brewer

Help Us Save Our Home from Foreclosure

platform

Platform is iOS

Android

Adyen Google Pay Development Audience

$opt_dummy_attribute

English only

Deprecate Stripe Legacy

dyn_template_ids

Adyen V6 Bene Transfer & MyMoney Campaign Organizers - test01

Bene transfer V6 and AdyenV6MyMoney Campaign Organizers - production

OneTrust next-app audience

fundCountryCode

NextDoor Share Option Users

Fundraisers with Reactions feature capability

fundCurrencyCode

US + Non-charity COs Only

locale

fund country is US and user language is English

personId

comms-internal-person-ids

Enhanced Story Experience Users

Suggested Goal Experience Users

user language is English and fund country: US, AU, DK, FI, IE, NO, SE, CA, GB; 

Poster share - new funds eligible (newest 9/18)

Streaming widgets beta user

paymentProcessor

3DS payment method

user language is English and fundCountry: US, AU, DK, FI, IE, NO, SE, CA, GB; 

currencyCode

Money Box Donation List Prompt Experiment Audience

GoFundMe Employees

ipAddress

Mark Rieth IP Address

Version 9.2.0 and above

Fund is in English speaking country

desktop

Android v12.11.0 and above

Platform is Android

paymentMethodType

checkoutType

Payment method type group to be vaulted on success

admin pr kit prod

EUR Donation Upsell

Share Text generation Skip Fundraiser

(prod) new funds eligible for amp12 (UGC gallery)

fintrac_cad_idv_form_v2 audience

paymentProcessorAccountId

fallback mode accounts

proCampaignId

p2p legacy startfundraising page

AMP24 New Funds Only PROD (DO NOT MODIFY)

countryCode

charityId

UKCharities

Federated Search Internal Testing

route.pathname community

US Donation Upsell audience 

Auto Thanks Feature Audience

Supporter Comments Eligible Funds

International Only

fundId

braze fundraiser group 

Payment Identity Transfers ATO Risk Check (Targeted) - Production

Fundraiser Saved Payment Method Rate Limit Bypass (Production)

leaderboard-partner-id-audience-givepanel

Version 9.2.1 and above

AUD Donation Upsell audience

fundraiserCountryCode is US/EN

Active Fundraiser - Smart Default Cadence

DAF Internal

Vault on success card payment method

Platform is iOS v11.0.0 and above

Desktop users

Person ids

United States (US) users

allow yuno fundraisers for test

Mexico country code

Posters INTL

NPO Profile Opted-In

iOS at or above 12.4.0

non-US recurring donors

Canada Campaign Owner Group

Fundraiser Without Meta Link

Scheduler payment tester gorup

charityCommunityId

Charities allow to be claimed unclaimed (PRD)

Canada (CA) users

UC Tipping v20250115 International

pymk_production_xplr_fe_team

Android at or above 12.2.0

Profile photo entry point audience

smart goals (fundraiser/manage) on test01

Activity Tracking v1 Beta Testing

start gfm intl allowed locales

Platform is iOS v11.2.0 and above

NPO upsell education category

unclaimed charities

prod_ach_audience

AI Chatbot Audience

amp13 only new funds (prod) (anyword auto)

UC Flow Enabled (Prod)

Payment Identity Beneficiary Verification - Production

shared notification bell audience

Custom users

ach frontend audience

Android v11.0.0 and above

Users Receiving Payments Paused Notifications

smart goals test01

Manage Coach - US English Organizers Only + new funds only

Team EGG - IP Address list

NPO recommendations prod

Fundraiser Without Instagram Deep Link

Native 11.4.0 and above

UC Tipping v20250107

Users Receiving Braze KYC Validation Failed

Native 11.3.0 and above

ai_title_page

anyword

openai

control

manual_entry

userEmail

template_id

userId

fundUrl

isCharityCo

email

appVersion

shouldBucketIntoExperiment

partnerId

donationCadence

isActiveFundraiser

isPartner

isMobile

npoProfileOptIn

fundIsLinkedWithMeta

hasSessionDonation

categoryGroup

isCampaignOwner

fundHasInstagramDeepLink

Native 11.4.0 and higher

New funds eligible - Video Sharing (PROD)

GB Donation Upsell audience 

Auto Thanks V3 Rollout Audience

Thank you V3 testing whitelist

isRecurringFriendly

Is Recurring Friendly

Excluded funds - Video Sharing

NPO upsell animals category

NPO upsell disaster relief category

Logged In Users

CH Donation Upsell audience

Android v10.6.0 and above

NPO upsell essential needs category

NPO upsell medical category

userCurrencyCode

Localized Currency

NPO upsell cancer category

v11.5.0 and above

testAudience

pathname

Survicate

appVersion is at or above 12.8.0

Non-charity fund

isChallengeFundraiser

challenge-fundraisers

Payment Identity Launch Verification - Production

New funds eligible - Posters v2

CAD Donation Upsell Audience

Braze Email Tester

NPO Profile Opted-Out

iOS App Version

hasKnownDonors

PYMK has donors

iOS v12.3.0 and above

Help Us Save Our Home from Foreclosure

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