Vet bills for a growth on my cat Andy I inherited

Last year I inherited my mom's cats. The 5 year old, Andy has a golf ball size growth on him near his spine, so I need to take him to the vet. I work, but I don't even have the $30 office visit fee. If you could spare some money, even if I could pay you back some day if you want, I would be very grateful.
The lump is uncomfortable for him if you touch it. I have always given him a lot of scratches there, every day,due to his dry skin and also meds for it, so that's when I noticed it. If you would like to send it to Marietta, OK vet clinic, give them my name. 
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