<div>HMB Budget
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<div>I’ve been out of work for a while, and a contract-to-hire job turned into just a contract, and now that my rent is going up by 35% (new property managers), I can’t keep my apartment. Everything I’m doing is listed below, but right now? I can’t keep up. I need help, and it kills me to ask for help, but I am. Please read through so you can see what I’m doing to avoid this, but I’m about to empty out my account for my current bills, and after that? Well, I don’t want to lose my car and I want to keep eating, so here’s my situation. Anything you’re able to do to help is truly appreciated.
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<div>Thanks for reading. (Sorry, it's kind of long) I appreciate it.
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<div><strong>My situation:</strong>
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<div>Here’s what I came up with as a bare-bones budget. This includes what I owe for the current month - electric is behind.
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<div>I have a friend who’s taking me in and asked me to help pitch in toward utilities. Another friend is paying for storage so I can move my stuff there through February.
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<div>Rent 355 - prorated through Oct 15
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<div>Car 350
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<div>Car Ins	115
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<div>Rent Ins	20
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<div>Gas 75
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<div>Cell 100
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<div>Electric	258
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<div>Food	400
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<div>Internet	70
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<div>Electric	75
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<div>Misc 100
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<div>Total: 1918
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<div><em>Not included: Student loans, credit card payments, as they’re almost maxed out. I’ve discontinued almost all my subscriptions, so no streaming services, etc, just what I need to keep my author website and marketing tools active, which total approximately $60/month. </em>
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<div><strong>What I've been trying/doing: </strong>
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<div>I’ve been working contract jobs, but they’re not reliable. I had a job interview yesterday for an administrative job at a transportation company, so fingers crossed. And I am posting for more logistics, transportation, customer service jobs, etc, every day. I’m still checking in regularly with my recruiting agencies, who have helped with interviews and temp jobs. Every little bit helps, right?
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<div>My experience lies in international logistics and transportation. I have a bachelor’s degree from Indiana University and an MLHR from Fisher College of Business at The Ohio State University. I speak French, Bulgarian, and Spanish to varying degrees of fluency.
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<div>I’ve checked into student teaching, but I don’t have a teaching certificate, despite having a few years (overseas) of ESL teaching experience. I’m happy to tutor and have taught ESL and SAT Prep classes here in the US.
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<div>I’ve applied to the unclaimed funds here in Ohio and found nearly $1700, but am waiting for it to be processed / approved. I did that in August, and the processing time is approximately 120 days.
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<div>I work a part-time retail job - just a little bit to add a couple of hundred bucks per month, so it’s not much. I also teach knitting classes on Saturdays, which also pulls in a few hundred bucks per month, provided I have students. I get paid per student.
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<div>Book sales aren’t enough to live on, but they provide about a tank or two’s worth of gas money each month. I’ll include a post later on where to buy my books so I get the highest percentage of royalties, that way it wouldn’t be a handout.
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<div>I’m working on setting up my Fiverr page for beta reading, proofreading (See above about my teaching and training experience), Audiobook preparation for voice artists, and line-editing. I have a decent amount of experience in most of those (Still working on the audiobook prep and am using my own books as practice), but I haven’t yet charged for any of those services. I’d much rather earn my money than ask for a handout, but goodness, I’m in a tough state right now, so I’m not ruling anything out, pride be damned.
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<div>I’ve sold books back to Half-Price Books, but it was just enough to buy a few groceries, so it helped. My bank account has enough to cover my next car payment, gas, and food, but after that? I’m a little unsure about how I’ll make do.
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<div>Last spring, while I was working, I finished pre-paying for my hockey season tickets, so they’re paid for. But, because I only have one ticket per game, it’s hard to sell my tickets. I can’t find any takers, and at least it provides an escape. I know it sounds like a luxury, and yes - it is - but it’s been paid for, for a while now. When I originally paid for them and signed up, I had the income to support it. I’ve lost that income now, but I wanted to be up front for anyone following me on social media who sees me post pictures of an NHL game. That and I also won a bunch of free tickets, so there’s that.
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<div>Any help is appreciated. I’m doing all I think I can, but I’m open to ideas. If you’ve made it this far, thank you so much. I really appreciate you! I hate that I’m at this stage, but I don’t know what else to do. I’m still trying, though.
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<div>Please just don’t give up on me. Thank you,
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<div>Heather
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</div>

Kathy L Tobiassen

Anonymous

Kristy LaBour

Steven Isenbarger

I could use some help, please.

platform

Platform is iOS

Android

Adyen Google Pay Development Audience

$opt_dummy_attribute

English only

Deprecate Stripe Legacy

dyn_template_ids

Adyen V6 Bene Transfer & MyMoney Campaign Organizers - test01

Bene transfer V6 and AdyenV6MyMoney Campaign Organizers - production

OneTrust next-app audience

fundCountryCode

NextDoor Share Option Users

Fundraisers with Reactions feature capability

fundCurrencyCode

US + Non-charity COs Only

locale

fund country is US and user language is English

personId

comms-internal-person-ids

Enhanced Story Experience Users

Suggested Goal Experience Users

user language is English and fund country: US, AU, DK, FI, IE, NO, SE, CA, GB; 

Poster share - new funds eligible (newest 9/18)

Streaming widgets beta user

paymentProcessor

3DS payment method

user language is English and fundCountry: US, AU, DK, FI, IE, NO, SE, CA, GB; 

GoFundMe Employees

ipAddress

Mark Rieth IP Address

Version 9.2.0 and above

Fund is in English speaking country

desktop

Android v12.11.0 and above

Platform is Android

paymentMethodType

checkoutType

Payment method type group to be vaulted on success

admin pr kit prod

EUR Donation Upsell

Share Text generation Skip Fundraiser

(prod) new funds eligible for amp12 (UGC gallery)

fintrac_cad_idv_form_v2 audience

paymentProcessorAccountId

fallback mode accounts

proCampaignId

p2p legacy startfundraising page

AMP24 New Funds Only PROD (DO NOT MODIFY)

countryCode

charityId

UKCharities

Federated Search Internal Testing

route.pathname community

US Donation Upsell audience 

Auto Thanks Feature Audience

Supporter Comments Eligible Funds

International Only

fundId

braze fundraiser group 

Payment Identity Transfers ATO Risk Check (Targeted) - Production

Fundraiser Saved Payment Method Rate Limit Bypass (Production)

leaderboard-partner-id-audience-givepanel

Version 9.2.1 and above

AUD Donation Upsell audience

fundraiserCountryCode is US/EN

Active Fundraiser - Smart Default Cadence

DAF Internal

Vault on success card payment method

Platform is iOS v11.0.0 and above

Desktop users

Person ids

United States (US) users

allow yuno fundraisers for test

Mexico country code

Posters INTL

NPO Profile Opted-In

iOS at or above 12.4.0

non-US recurring donors

Canada Campaign Owner Group

Fundraiser Without Meta Link

Scheduler payment tester gorup

charityCommunityId

Charities allow to be claimed unclaimed (PRD)

Canada (CA) users

currencyCode

UC Tipping v20250115 International

pymk_production_xplr_fe_team

Android at or above 12.2.0

Profile photo entry point audience

smart goals (fundraiser/manage) on test01

Activity Tracking v1 Beta Testing

writePath

Stream Notification

start gfm intl allowed locales

Platform is iOS v11.2.0 and above

unclaimed charities

prod_ach_audience

AI Chatbot Audience

amp13 only new funds (prod) (anyword auto)

UC Flow Enabled (Prod)

Payment Identity Beneficiary Verification - Production

shared notification bell audience

Custom users

ach frontend audience

Android v11.0.0 and above

Users Receiving Payments Paused Notifications

smart goals test01

Manage Coach - US English Organizers Only + new funds only

Team EGG - IP Address list

Fundraiser Without Instagram Deep Link

Native 11.4.0 and above

UC Tipping v20250107

Users Receiving Braze KYC Validation Failed

Native 11.3.0 and above

Influencer - Prod

US fundraisers and US users

ai_title_page

anyword

openai

control

manual_entry

userEmail

template_id

userId

fundUrl

isCharityCo

email

appVersion

shouldBucketIntoExperiment

partnerId

donationCadence

isActiveFundraiser

isPartner

isMobile

npoProfileOptIn

fundIsLinkedWithMeta

hasSessionDonation

isCampaignOwner

fundHasInstagramDeepLink

Native 11.4.0 and higher

New funds eligible - Video Sharing (PROD)

GB Donation Upsell audience 

Auto Thanks V3 Rollout Audience

Thank you V3 testing whitelist

isRecurringFriendly

Is Recurring Friendly

Excluded funds - Video Sharing

Logged In Users

CH Donation Upsell audience

Android v10.6.0 and above

userCurrencyCode

Localized Currency

v11.5.0 and above

testAudience

pathname

Survicate

appVersion is at or above 12.8.0

Non-charity fund

isChallengeFundraiser

challenge-fundraisers

Payment Identity Launch Verification - Production

New funds eligible - Posters v2

CAD Donation Upsell Audience

Braze Email Tester

NPO Profile Opted-Out

iOS App Version

hasKnownDonors

PYMK has donors

iOS v12.3.0 and above

Just $725$ to go! Make an impact.

I could use some help, please.

Just $725 to go!
Make an impact.