We have generated this Go Fund Us account to aid us to keep our home of twenty years and be able to take care of the barn animals. I honestly wish this wasn’t happening. It’s humbling to ask, but I don’t see any way out o lf this predicament. If you would be so kind to aid us and share our GoFundMe link to your Facebook Timeline, Beth and I will be ever so grateful. The monies will only be used on late payments of the house mortgage ($8,058.68) and credit cards to our creditors for catching us up.
Our Story. My wife’s and I’s predicament for asking for aid begins in 2011 when I turned sixty-five.
(1) Becoming golden. The distributor for our product refused to renew our yearly contract based on my age. As stipulated in the contract, we were not able to represent another company for three years. Our only business was repairing broken wires to our existing customers. Starting over was slow in sales and we found ourselves falling behind in monetary responsibilities. Who is going to hire two people in the sixties?
Then 2017 hit us. It was a long cold winter and the fence business didn’t get started until May.
(2) Our vehicle. Upon inspection it need more work on it than it was worth. We purchased a truck form a used car dealer, whom not only added unseen costs to the cost of the auto, but refused to repair the necessary problem that two repair establishments said need to be corrected.
Life on the farm. Things broke down.
(3) Our farm tractor. One of the hydraulic hoses sprung a leak and a friend said he could fix it. He took it all apart and then admitted he couldn’t fix it, leaving us with an unassembled tractor and not enough money for the quoted price to have someone come and put it together.
(4) Our grass is as tall as… Then both our riding lawn tractor and our DR bush-hog stopped functioning. I was too busy with the business during daylight hours to try and repair them, and the cost of someone picking them up for repair was not in our budget.
(5) Keeping warm. The late fall servicing of our house furnace proved that a twelve inch crack occurred and needed to be replaced due to the potential of CO emissions. We still are unable to afford a new furnace.
(6) A limb in the road. In December after a horrific wind storm we were driving and turned a corner and drove over a tree limb and the truck came to a stop. The impact caused a leak from the radiator fluid to flow into the transmission fluid, ruining the transmission. Of course the dealer would not fix it under our three year extended warrantee we paid for dearly. The insurance company said it was an act of God and not covered under our policy. For us to have it repaired was more than what the vehicle was worth, and since we owed about $11,000.00 on it we were advised to stop payments and let it be repossessed.
(7) Property Taxes. During this time we lapsed a year in our property taxes. The town of Waldoboro, ME sent our house mortgage company a demanding letter that stipulated if they did not pay our back property taxes and the remainder of the amount for 2017, they were going to claim the house and sell it. Naturally the mortgage company paid it and then increased our monthly payment from $950.00 to $1,575.23 for the remaining 10 years of our mortgage.
(8) Payments got behind. Selling and servicing our pet containment systems stayed fair until the usual time of late October. We are now 5 months behind in our monthly house mortgage payments. The mortgage has been very kind to our dilemma, but now we owe $8,058.68. If we don’t pay $2,500.0 by April 5th 2019, they are going to start the process of foreclosure. Thanks to all of you for your generous contributions we were able to make the first payment.
(9) Maxed out. Being a middle-class working couple, we maxed out our three credit cards in order to keep going.
(10) Good news. I found a second income as a photographer for a company representing insurance companies in vehicle and property damages all around Maine. Doesn’t pay much, but it puts food on the table.
(11) Our guaranteed income. Our social security together is $1,328.00 a month. My social security pays for the car payment. My wife’s goes for household expenses. We do not see any other income by April 5th.
2019 Gonna be a good year!
(12) Something old something new. I’m having my right shoulder replaced this summer. Seems you need two.
(13) And tomorrow. We are not concerned about us. We are concerned about our animals. Who would be willing to take in two 30 year old donkeys and two 20 year old llamas, and one pot-bellied pig of questionable age?
(13) Faith. We are confident that come the end of April our fence business will start up as usual and we will be able to pay the $2,500.00 then, but the mortgage company has given us their last leeway as of April 5th, 2019. May you have a good year.
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