This is the next to hardest post I've had to make. It's embarrassing. It hurts to say I failed to provide for my kids.

For those that don't know, ib must my husband Jan 2022. I was left with 3 kids still at home to raise, all the bills to pay now and partb time work. We agreed that he'd be main bread winner and I'd work part-time. That way i was available for kids illness, field trips and such.

I was doing okay for a while. All bills were getting paid. Then this kidney failure hit and all that comes with it. In Sept of 23 i was diagnosed Stage 4 Chronic Kidney Disease. That quickly progressed to End Stage Renal Failure. Hours wre lost at work, then no work. The first few months I had an average of 3 doctor visits or tests at hospitals, and then the surgeries started.

It got to the point of having to choose each month what was and wasn't getting paid. I was advised to apply for disability and did last November. It wasn't approved until late this past September. I was told through it all that it would be retroactive to when I applied or when they deemed me disabled. NOT TRUE. They consider my disability date to be in April when dialysis finally started working. But to heck with the few months of numerous surgeries before then to get to that point, each with healing time. In late September, when I finally received the decision from SS, I then later received a letter saying you have to be disabled for 5 months before benefits start. I was already months behind on the mortgage at this point. I was expecting that lump check to catch up the mortgage. Because I had to choose, pay power bill, water, car payment, etc., or mortgage from month to month. I NEED HELP!!! I'M BEGGING FOR HELP!!!

I can redo my mortgage to get lower payments BUT I must catch it up first. I've been trying!!! Selling this and that. But I'm still short. And because they started the foreclosure, I now have to pay their attorney fees too. I CAN'T LOSE MY HOUSE. I COULDN'T AFFORD RENT compared to my mortgage payment.

I have a couple weeks left before we are out on the streets, literally.

Please help if you can.