Human Resources SPHR Certification

Laid off in March, 2020 due to Covid-19 pandemic.  After more than 20 years in Human Resources, I have extensive knowledge and expertize in this area  However, more and more companies are asking for HR Certification.  The SPHR (Senior Professional in Human Resources) certification is something I know I can pass.  However, with no job and a disabled husband, my funds are not allowing me to go after this certification.  I would love your help in getting the certification.  The registration fee for this exam is $100 and the cost of the exam itself is $495.  This does not include any workbooks, training classes, etc.  I can do that on my own but the registration/exam fee is what makes it impossible for me.
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