Give my mom a proper home coming

My name is Meaka Scott, My mom was Donna Scott, she passed away 1/13/2016. She was a great person everyone loved her, and she became ill. I am her only child and so I have limited support. She became ill in October and was hospitalized twice since then. she was hositalized for a month,during this time her premium for 250 was due for a payout of 100,000 was due. Unfortunately she was unable to pay the premium due to being ill and in the hospital. I had no ideas it was not paid. She had been paying for life insurance since 1996 totaling 200,000. I spoke to the Insurance Company and they informed me there is nothing they can do even though she had being paying  premiums for 20yrs. I have four children and do not have the money available  at this time. My family and I would greatly appreciate any donations to be able to give my mom a proper home going. My youngest children and I currently live in GA and my mom lives in NY; it is extremely hard for us to travel back in forth due to work and the financial strain. I will hope to have her home coming soon, time is of the essence. My family and I would be extremely grateful for any support given so we can at least accomplish the feat of burring her. My family and I thank you in advance for any donations you put forth.