My parent's home was one of the thousands that burnt down in the Tubbs Fire of early October. They were insured, but have since learned that the replacement soil, estimated to be $30,000, is considered part of the dwelling coverage of the house.
It's not usual for soil and foundation replacement to be included as part of the insurance coverage after a fire, but this was not a normal fire.
My parents are now under-insured, and could use some financial assistance in rebuilding their home.
We deeply appreciate any help you could provide.
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