SURGERY COST

Hello, my name is Penny and my best friends husband is in dire need of gallbladder surgery and bile duct surgery from gallstones.  Unfortunately, their medical insurance requires that they have 40% copay for out of network hospitals and physicians because of Covid the physicians in network are being sent to out of network hospitals therefore the physician will not be paid. The emergency room states he must have this surgery asap however do to Covid and staffing issues there are no beds available unless he goes out of network and has 40% copay as Cigna through TNDOT insurance will not waver even though it is at no fault of his own.  Please help in whatever manner you can because this will save his life. Thank you from the bottom of my heart.
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