10/10 -- I've not received any donations in a while now. My debt has now grown more. A breakdown below shows what any funds will go towards ...

Rent (October balance due) - $900

Car payment - $1554.17

Verizon. - $434.57

Insurance. - $450.00

Electric. - $250.00

Car Tags. - $230.00

Contacts. - $400.00

Credit card. - $350.00

Groceries. - $250.00

10/1 -- I thankfully got a reprieve on my Oct rent, my landlord allowed me to pay only $300 now. The balance will be split between November and December rent, making those $1425 . I'm starting a second job soon, but I'm already worried that will be out of reach.

I'm still seeking financial assistance to get my car payment and insurance caught up. My utilities are coming due soon. I need to renew my car registration and I'm wearing 5 month old (one month wear) contacts. PLEASE SHARE if you would. Tyia

9/25 -- I get paid tomorrow but it's going to be about $450 short of what I need to pay my rent on Oct 1st. Being so behind on my other bills there's no way for me to get right. I need a lot of help right now or I'll lose my home, my car and then my job from not being able to get to work.

Is there anyone out there who can truly help?

9/15 -- I'm at the end of the rope. As of next week I'll be 3 payments behind on my car payment ($1200), car insurance was due last week ($250), car registration is due by end of month (&230), cell phone bill is about 4 months behind ($450). I'm wearing contacts that are 4 months old ($375).

I've applied to groups and organizations but either get turned down or simply can't get ahold of anyone. I've sold most of my furniture. I don't know what else to do. Is there anyone out there who could help?!

9/11---My check this week is approximately $530 less than usual. I'm already behind on bills and this will just put me further behind. To get completely caught up I'd need about $2500. I've finally had some job interviews but it could still be a bit before I'm in a job that's more consistent with hours. Any help is appreciated, TYIA

8/23---Venmo @Kristal-Napier

As of this week I'll be loosing hours over the next 2 weeks again, from 42 hrs a week to 27. I'm still behind on car payments, cell phone and my car registration is due by the end of September too. No idea how I'll pay that when I'm already behind. I still praying for a miracle, some hope. I'll redouble applying for new jobs but in almost 5 months of job hunting I've only heard from one that I applied to sadly. I feel very lost, sad, depressed, stressed and ready to just run away from life. But with only $3 in the bank even running away isn't an option. Please share to anyone you can. I appreciate it very much. TY

7/25--Venmo---@Kristal-Napier

I'm still praying for a miracle. No donations recently and rent is due in a week. I've even been trying to sell some of my furniture and nothing. I'm out of ideas on fixes.

7/21-Not a lot has changed since my last update. Except I found out my rent will be going up $100. I'm barely keeping up now, so I don't know what I'm going to do come September. Job hunting is awful. I've applied for dozens of jobs and heard nothing. Gas and groceries are nearly unheard of. I just don't know what else to do.

7/15---So I found out today that my hours for this week will be reduced from 40 to 28. Next week is SUPPOSED to be back to 40 but who knows at this point. With reduced hours my next check will be impacted, so getting anything donated would be a huge help. TYIA

7/10---So today I found out my health insurance ended on 7/1. As I was trying to check in for a PT appointment. I'll have to get it all straightened out before I can begin PT. Financially I'm still way behind and I'm working 80 hrs a pay period. Playing catch up gets you nowhere. I'm just so stressed and ready to just give up on ever getting straightened out.

7/8--All the donations so far have been a great help in keeping me afloat. I've not made much of a dent in what I'm behind on though. Any shares I can get would be greatly appreciated. I'm struggling a lot mentally right now and will begin physical therapy this week for arthritis relief. I'm not sure where else to turn or what to try next. TYIA

7/3---The last round of sharing REALLY helped so much. I was able to pay one overdue bill. I'm still behind so if you would please share again I would appreciate any help, along with prayers that I climb out of this hole. I may not have the family support I used to have, but I have family in my friends ♥️ Thank you all in advance

6/26--- It's been a month since the last donation. Not much has changed, I'm still in need of $2500. I've applied for personal loans, assistance and begged for help. I don't know what else to do or where else to turn. If I can't get my car payment caught up soon they'll begin the Repo process.

6/6 Update-- Though my work hours are slowly getting better and more like they used to be im still behind on all my bills. I about 2 weeks I'll be 3 car payments behind. I'm going to make a partial payment and pray it's enough to keep my vehicle from going into repo status. I'll be calling my cell phone provider in hopes something can be worked out to keep that active too, as it's how I clock in/out for work and get my schedule. This weeks check was about $400 less than what it normally is when I work a full schedule. I'm still job hunting but haven't heard from any place I've applied to yet. Please share if you would and continue to pray. I'm trying to keep faith that things will get better soon TYIA

5/26 Update -- I'm so close to having what I need to at least cover my rent due on June 1st. Less than $200. Please consider donating or sharing if you would. I'm praying for a little bit more of help.

5/23 UPDATE---So, I miscalculated that I was going to be okay on my rent, due in a week. My brain is just so over run right now I completely forgot I'd set up a payment for car insurance. I'm desperate now to get more donations. I did DoorDash for 8 hours today, and didn't turn down any orders, but only made about $60 total. Please share to your friends and family. I'm feeling so lost and alone right now. Thank you and God Bless

5/22 UPDATE-- It's been several days since a donation was made, I'm still at $275. While that has helped I still need more help. I've applied for assistance from a local church group but am unsure when/if I'll hear from them. I also started doing DoorDash this afternoon but it's slow going so far. I'll be doing that all weekend. I have my rent for June covered, just barely, but I'm desperate to raise/earn enough to get my car payment caught up. PLEASE SHARE to your social media. Thank you and God bless you all

5/15 UPDATE --So far $125 has been donated. I am so thankful for that. A little more and I can get up to date on my cell phone bill at least. Please share if you would so I can hopefully get caught up with my car payment as well. Thank you and God Bless each of you

My name is Kristal. I'm a caregiver for Alzheimer's patients and live alone. While I do have family, they are in no shape to assist me. I do not ask for help easily. I like being independent and on my own.

In July of 2024, I suddenly lost my father, with whom I had lived and had helped care for the past 9 years. As his home was going into probate, I had to move out. While I've done okay since then, at the end of March 2025, I lost my long-term client unexpectedly. This resulted in losing approximately 25 hours a week on my bi-weekly checks.

I'm currently behind on my car payment and cell phone bill, both of which I need to continue working. I've been extremely stressed and depressed these last few weeks. I've rethought many choices and feel like I'm at the end of my rope. I'm not looking to do anything except get by right now. Any and all help will be greatly appreciated.