For too long, the backbone of local economies – independent used car dealers – have operated under a shadow cast by predatory floorplan lenders and consumer banks. These institutions exploit their vital role with tactics designed not to support, but to ensnare and ultimately dismantle. This GoFundMe is not merely a fundraiser; it is a declaration of unity, a demand for justice, and a collective stand against systemic exploitation. 
 
 
 Dealers face devastating practices: sudden, aggressive principal paydowns that drain working capital, arbitrary audits used as pretexts to declare loans in default, and false allegations that trigger immediate repossession of all dealership collateral. Financing agreements often tie real estate, operating accounts, and personal assets to inventory lines, allowing lenders to seize everything upon even a minor, often fabricated, breach. The consequences are real and personal: loss of business and inventory, bankruptcy, liquidation, and emotional distress. Owners lose their homes, life savings, and personal credit, while the stress of sudden closure and litigation inflicts long-term trauma. 
 
 
 How Your Contribution Fuels Justice: A Transparent Breakdown 
 
 Your contribution now is the spark that ignites this movement. Once the critical legal retainer is secured, we will be positioned to pursue larger third-party funding and grants to sustain the long-term fight and expand our efforts exponentially. 
 
 
 Comprehensive Legal Strategy &amp; Action: Beyond the initial retainer, funds will support ongoing legal fees, court costs, and expert witness fees for collective legal action against identified predatory floorplan companies and consumer banks. This includes preparing class-action lawsuits where appropriate, and pursuing individual cases that set crucial precedents. 
 
 
 In-depth Investigation &amp; Documentation: Funding will enable thorough investigations into lender practices, data collection, and the documentation of systemic abuses. This evidence is vital for building robust legal cases and informing regulatory bodies. 
 
 
 Advocacy &amp; Regulatory Reform: We will engage in targeted lobbying efforts to press for legislative changes and stronger regulatory oversight. This includes advocating for mandatory fair trade protections, such as guaranteed cure periods before line-of-credit cancellations, and stricter penalties for deceptive practices. 
 
 
 Dealer Support &amp; Education Network: A portion of funds will establish a critical support network, offering resources, legal guidance, and educational materials to help dealers understand their rights, identify predatory clauses, and protect their businesses from future exploitation. This includes creating a rapid response system for dealers facing immediate threats. 
 
 
 Public Awareness &amp; Media Outreach: To amplify our voice and build broader public support, funds will be allocated to strategic media outreach and public awareness campaigns, shining a light on the hidden injustices faced by independent auto dealers. 
 
 
 We refuse to let these practices continue in silence. This fund is dedicated to empowering used car dealers to fight back. Your contribution will directly fuel regulatory enforcement, advocacy for fair trade protections, and lender accountability. We will press agencies to audit and regulate exploitative lending, advocate for mandatory cure periods, and establish frameworks to protect dealers from bad-faith liquidations. If you are a dealer affected by these practices, or believe in a fair marketplace, your support is critical. Please contribute, share your story, and help us build an alliance strong enough to reshape the landscape for every used car dealer. Together, we can ensure honest work is met with fair practice, not predatory exploitation.

Justice for Used Car Dealers

platform

Platform is iOS

Android

Adyen Google Pay Development Audience

$opt_dummy_attribute

English only

Deprecate Stripe Legacy

dyn_template_ids

Adyen V6 Bene Transfer & MyMoney Campaign Organizers - test01

Bene transfer V6 and AdyenV6MyMoney Campaign Organizers - production

OneTrust next-app audience

fundCountryCode

NextDoor Share Option Users

Fundraisers with Reactions feature capability

fundCurrencyCode

US + Non-charity COs Only

locale

fund country is US and user language is English

personId

comms-internal-person-ids

Enhanced Story Experience Users

Suggested Goal Experience Users

user language is English and fund country: US, AU, DK, FI, IE, NO, SE, CA, GB; 

Poster share - new funds eligible (newest 9/18)

Streaming widgets beta user

paymentProcessor

3DS payment method

user language is English and fundCountry: US, AU, DK, FI, IE, NO, SE, CA, GB; 

currencyCode

Money Box Donation List Prompt Experiment Audience

GoFundMe Employees

ipAddress

Mark Rieth IP Address

Version 9.2.0 and above

Fund is in English speaking country

desktop

Android v12.11.0 and above

Platform is Android

paymentMethodType

checkoutType

Payment method type group to be vaulted on success

admin pr kit prod

EUR Donation Upsell

Share Text generation Skip Fundraiser

(prod) new funds eligible for amp12 (UGC gallery)

fintrac_cad_idv_form_v2 audience

paymentProcessorAccountId

fallback mode accounts

proCampaignId

p2p legacy startfundraising page

AMP24 New Funds Only PROD (DO NOT MODIFY)

countryCode

charityId

UKCharities

Federated Search Internal Testing

route.pathname community

US Donation Upsell audience 

Auto Thanks Feature Audience

Supporter Comments Eligible Funds

International Only

fundId

braze fundraiser group 

Payment Identity Transfers ATO Risk Check (Targeted) - Production

Fundraiser Saved Payment Method Rate Limit Bypass (Production)

leaderboard-partner-id-audience-givepanel

Version 9.2.1 and above

AUD Donation Upsell audience

fundraiserCountryCode is US/EN

Active Fundraiser - Smart Default Cadence

DAF Internal

Vault on success card payment method

Platform is iOS v11.0.0 and above

Desktop users

Person ids

United States (US) users

allow yuno fundraisers for test

Mexico country code

Posters INTL

NPO Profile Opted-In

iOS at or above 12.4.0

non-US recurring donors

Canada Campaign Owner Group

Fundraiser Without Meta Link

Scheduler payment tester gorup

charityCommunityId

Charities allow to be claimed unclaimed (PRD)

Canada (CA) users

UC Tipping v20250115 International

pymk_production_xplr_fe_team

Android at or above 12.2.0

Profile photo entry point audience

smart goals (fundraiser/manage) on test01

Activity Tracking v1 Beta Testing

start gfm intl allowed locales

Platform is iOS v11.2.0 and above

NPO upsell education category

unclaimed charities

prod_ach_audience

AI Chatbot Audience

amp13 only new funds (prod) (anyword auto)

UC Flow Enabled (Prod)

Payment Identity Beneficiary Verification - Production

shared notification bell audience

Custom users

ach frontend audience

Android v11.0.0 and above

Users Receiving Payments Paused Notifications

smart goals test01

Manage Coach - US English Organizers Only + new funds only

Team EGG - IP Address list

NPO recommendations prod

Fundraiser Without Instagram Deep Link

Native 11.4.0 and above

UC Tipping v20250107

Users Receiving Braze KYC Validation Failed

Native 11.3.0 and above

ai_title_page

anyword

openai

control

manual_entry

userEmail

template_id

userId

fundUrl

isCharityCo

email

appVersion

shouldBucketIntoExperiment

partnerId

donationCadence

isActiveFundraiser

isPartner

isMobile

npoProfileOptIn

fundIsLinkedWithMeta

hasSessionDonation

categoryGroup

isCampaignOwner

fundHasInstagramDeepLink

Native 11.4.0 and higher

New funds eligible - Video Sharing (PROD)

GB Donation Upsell audience 

Auto Thanks V3 Rollout Audience

Thank you V3 testing whitelist

isRecurringFriendly

Is Recurring Friendly

Excluded funds - Video Sharing

NPO upsell animals category

NPO upsell disaster relief category

Logged In Users

CH Donation Upsell audience

Android v10.6.0 and above

NPO upsell essential needs category

NPO upsell medical category

userCurrencyCode

Localized Currency

NPO upsell cancer category

v11.5.0 and above

testAudience

pathname

Survicate

appVersion is at or above 12.8.0

Non-charity fund

isChallengeFundraiser

challenge-fundraisers

Payment Identity Launch Verification - Production

New funds eligible - Posters v2

CAD Donation Upsell Audience

Braze Email Tester

NPO Profile Opted-Out

iOS App Version

hasKnownDonors

PYMK has donors

iOS v12.3.0 and above

Insira sua doação para Justice for Used Car Dealers