The entire amount Janet; my wife,owes on her student loan is approximately
34,000 dollars of which the amount is interest charged at a ridiculous high
rate more than double.  She is currently unemployed at age 65, making it 
difficult to find a decent paying job and myself; her husband, has stage three
severe COPD and  is on a fixed income of mainly Social Security.  It is impossible
to pay the interest off as it keeps accruing and our income keeps declining
with inflation, medical expenses for COPD are substantial in the amount
of co-pays and additional amounts not covered by insurance when I am in the 
"donut hole".  As many as of you know, at 65 it is very difficult to find a job with substantial income because of age discrimination.  My wife spent several months
trying to reason with them about her loan and the result doubled her interest
from 17,000 to 34 ,000 dollars.  The American Education Services informed 
her that it would be until 2037 when the loan would be paid off.  Of course, I
will be dead by then.  The funds will be to pay the school loan off to American
Education Services , Harrisburg, PA.  The only one who will benefit is the
lending institute who loaned me money and charged an unreasonable amount
of interest.  The support will mean that she can pay off her school loan and
then have enough money from her income to meet her normal monthly
obligations, which are far from being extravagant.  To be free of this debt and
the unreasonable demands of her school lender will allow to enjoy a normal
life with our family for the few years we have left as senior citizens  with
limit opportunities to make substantial income.  To experience the relief
of no longer owing the debt of 34,000 dollars is beyond my wildest dreams.
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