Dads cancer-His insurance company have failed him

-Dads Cancer- his insurance company has failed him- 

Matt McCabe is a 65 year old amazing father, doting grandfather and husband. He has spent his life as a dedicated care worker and former coach builder and has worked extremely hard all of his life. His grandson Oliver is his absolute world! Here’s Matt’s story:

After a few months of feeling extremely tired, lethargic and noticing a few other symptoms, Lynne his wife finally managed to talk Matt  (a typical bloke!) to go the GP to be checked out. Blood tests were carried outand as the bloods done at the GPs came back as abnormal, the GP saw him for the results and noted he was severely jaundiced. On 2nd July he was admitted to hospital.

As an inpatient he had a CT scan on the Saturday and on Sunday 5th July 2020, alone in hospital (due to not being able to have any family to be by his side because of Covid), Matt was told the horrendous news that the CT had found a tumour within his pancreas. At this time it looked like it was just within the head of the pancreas and it had no involvement with any other organs so it looked like he had a good chance to have treatment. He was then discharged home.

5 days later at Blackpool he had an ERCP to look into controlling the blockage in his bile duct and had two stents fitted. Luckily, these worked amazingly and my dad was feeling much better despite the circumstances and the jaundice disappeared.

After seeing the consultant, who was at the specialist centre in Blackburn on 14th July he opted and was listed to go for the surgery offered in attempt to get this ‘monster’ in his words out of him, the ‘Whipples’ procedure.

However, on 17th August 2020 Matt was down to have the surgery. 2 hours later Lynne received the devastating news via phone call from the consultant surgeon himself,  who stated that they could not go ahead with the surgery as planned and there was nothing that they could do but take biopsies..as when opening him up, they found that the cancer has spread to his liver and lymph nodes and the tumour was large within the pancreas. It is now terminal and he has been given MONTHS to live. Cue absolute devastation :( 

He was fast tracked for chemotherapy in attempt to shrink the tumour and so far he has had 4 treatments, but the outlook unfortunately is bleak and the chemo is an attempt to prolong his life as much as physically possible. He has also had some side effects which of course come part and parcel. 

He has been amazingly brave and strong. We are all so so proud of his positivity and strength! Every day we FaceTime him and the highlight of his day is speaking to his best mate, his 3 year old grandson Oliver who he is pictured with above.

BUT..the main reason this has been set up is due to the fact that: 
Unfortunately, unbelievably, to add even more stress and upset(like they need anything else right now!) when looking into their life insurance, despite Matt being given a terminal metastatic cancer diagnosis and having terminal cover, due to a disgusting hidden clause in his insurance policy stating all because the terminal diagnosis is within the last 12 months of the policy the insurance company have refused to pay out. This is currently being fought by the financial ombudsman but it’s not looking hopeful and they are standing completely firm on their decision.

To add to the frustration and upset, it turns out newer policies don’t have this nasty clause written into it, which of course makes it all the more disgusting!

This money would have helped them so much as Matt of course cannot now go back to work, and as you can imagine they already have far enough to worry about! The minute we can get away all together, I know he would love even just a break away somewhere as a family with the small time he has left in between his chemotherapy stints too to make some precious memories :( 

I am asking if you can please help them in fighting this battle and helping them no matter how small, with this absolute hell they are going through and even just share please for awareness. Having this on top of everything else is just the last thing they need right now.

Lots of love and gratitude in advance,

Friends and family of Matthew McCabe

xxx

Donations

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  • Bernadette Campbell 
    • £30 
    • 3 d
  • Raymond Williamson 
    • £50 
    • 3 d
  • Conor McKeown 
    • £20 
    • 6 d
  • Dawn Zerbinati  
    • £10 
    • 6 d
  • Anonymous 
    • £20 
    • 7 d
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Organizer

Michelle Cookson 
Organizer
Lytham Saint Annes, North West England, United Kingdom
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