<div>
 Hi, my name is Matthew.
</div>
<div>
 <br>
</div>
<div>
 Honestly, I never thought I would be in a position where I would need to create something like this.
</div>
<div>
 <br>
</div>
<div>
 I'm a husband and dad to two beautiful little girls, and like most parents, everything I do is about trying to give my family a stable and happy life.
</div>
<div>
 <br>
</div>
<div>
 Over the past few years, however, things have become increasingly difficult financially.
</div>
<div>
 <br>
</div>
<div>
 We've tried our best to keep going. We've worked, made sacrifices, cut back where we can, and continued trying to meet our financial commitments. But sometimes, despite doing everything you can, you can find yourself falling further behind.
</div>
<div>
 <br>
</div>
<div>
 One of the biggest pressures hanging over us has been our car finance.
</div>
<div>
 <br>
</div>
<div>
 In 2021, I entered into a finance agreement for our family vehicle. Since then, our financial circumstances have changed significantly. Over the years, I have contacted Toyota Finance on numerous occasions about payment difficulties and financial hardship.
</div>
<div>
 <br>
</div>
<div>
 There have been payment arrangements, extensions and hardship discussions, but despite those efforts, we have reached a point where the repayments and remaining debt have become overwhelming.
</div>
<div>
 <br>
</div>
<div>
 The matter is currently the subject of a complaint with the Australian Financial Complaints Authority (AFCA), and I am still working through that process in the hope of reaching a fair outcome.
</div>
<div>
 <br>
</div>
<div>
 At this stage, however, I am facing the very real possibility of having to sell or surrender the vehicle while still being left with a significant amount of debt afterwards.
</div>
<div>
 <br>
</div>
<div>
 That is an incredibly difficult position to be in.
</div>
<div>
 <br>
</div>
<div>
 This fundraiser isn't about blaming anyone or asking people to take sides. I understand that I signed a contract and that I have responsibilities. I am not trying to run away from them.
</div>
<div>
 <br>
</div>
<div>
 I'm simply a dad who is trying to find a way forward.
</div>
<div>
 <br>
</div>
<div>
 The stress of constantly worrying about money, bills and how we are going to keep everything together has taken a toll. My wife and I are doing everything we can to support our two girls and keep life as normal and stable as possible for them.
</div>
<div>
 <br>
</div>
<div>
 Asking for help is incredibly difficult for me. I've always believed that you work hard, figure things out and push through. But right now, I have reached a point where I have to admit that we could genuinely use some help getting back on our feet.
</div>
<div>
 <br>
</div>
<div>
 Any money raised will go towards helping my family with essential living expenses and reducing some of the immediate financial pressure we are under. Depending on the outcome of the vehicle finance situation, it may also help us deal with any remaining financial obligations and give us the opportunity to start rebuilding.
</div>
<div>
 <br>
</div>
<div>
 I don't expect anyone to fix our problems for us.
</div>
<div>
 <br>
</div>
<div>
 But if you're in a position to donate, even a small amount could make a genuine difference to our family right now.
</div>
<div>
 <br>
</div>
<div>
 And if you're unable to donate, simply sharing our story would mean just as much.
</div>
<div>
 <br>
</div>
<div>
 Thank you for taking the time to read this and for supporting my family during one of the most difficult periods we have faced.
</div>
<div>
 <br>
</div>
<div>
 From the bottom of my heart, thank you.
</div>
<div>
 <br>
</div>
<div>
 Matthew
</div>

Help Matthew and his family get back on their feet

platform

Platform is iOS

Android

Adyen Google Pay Development Audience

$opt_dummy_attribute

English only

Deprecate Stripe Legacy

dyn_template_ids

Adyen V6 Bene Transfer & MyMoney Campaign Organizers - test01

Bene transfer V6 and AdyenV6MyMoney Campaign Organizers - production

OneTrust next-app audience

fundCountryCode

NextDoor Share Option Users

Fundraisers with Reactions feature capability

fundCurrencyCode

US + Non-charity COs Only

locale

fund country is US and user language is English

personId

comms-internal-person-ids

Enhanced Story Experience Users

Suggested Goal Experience Users

user language is English and fund country: US, AU, DK, FI, IE, NO, SE, CA, GB; 

Poster share - new funds eligible (newest 9/18)

Streaming widgets beta user

paymentProcessor

3DS payment method

user language is English and fundCountry: US, AU, DK, FI, IE, NO, SE, CA, GB; 

GoFundMe Employees

ipAddress

Mark Rieth IP Address

Version 9.2.0 and above

Fund is in English speaking country

desktop

Android v12.11.0 and above

Platform is Android

paymentMethodType

checkoutType

Payment method type group to be vaulted on success

admin pr kit prod

EUR Donation Upsell

Share Text generation Skip Fundraiser

(prod) new funds eligible for amp12 (UGC gallery)

fintrac_cad_idv_form_v2 audience

paymentProcessorAccountId

fallback mode accounts

proCampaignId

p2p legacy startfundraising page

AMP24 New Funds Only PROD (DO NOT MODIFY)

countryCode

charityId

UKCharities

Federated Search Internal Testing

route.pathname community

US Donation Upsell audience 

Auto Thanks Feature Audience

Supporter Comments Eligible Funds

International Only

fundId

braze fundraiser group 

Payment Identity Transfers ATO Risk Check (Targeted) - Production

Fundraiser Saved Payment Method Rate Limit Bypass (Production)

leaderboard-partner-id-audience-givepanel

Version 9.2.1 and above

AUD Donation Upsell audience

fundraiserCountryCode is US/EN

Active Fundraiser - Smart Default Cadence

DAF Internal

Vault on success card payment method

Platform is iOS v11.0.0 and above

Desktop users

Person ids

United States (US) users

allow yuno fundraisers for test

Mexico country code

Posters INTL

NPO Profile Opted-In

iOS at or above 12.4.0

non-US recurring donors

Canada Campaign Owner Group

Fundraiser Without Meta Link

Scheduler payment tester gorup

charityCommunityId

Charities allow to be claimed unclaimed (PRD)

Canada (CA) users

currencyCode

UC Tipping v20250115 International

pymk_production_xplr_fe_team

Android at or above 12.2.0

Profile photo entry point audience

smart goals (fundraiser/manage) on test01

Activity Tracking v1 Beta Testing

writePath

Stream Notification

start gfm intl allowed locales

Platform is iOS v11.2.0 and above

unclaimed charities

prod_ach_audience

AI Chatbot Audience

amp13 only new funds (prod) (anyword auto)

UC Flow Enabled (Prod)

Payment Identity Beneficiary Verification - Production

shared notification bell audience

Custom users

ach frontend audience

Android v11.0.0 and above

Users Receiving Payments Paused Notifications

smart goals test01

Manage Coach - US English Organizers Only + new funds only

Team EGG - IP Address list

Fundraiser Without Instagram Deep Link

Native 11.4.0 and above

UC Tipping v20250107

Users Receiving Braze KYC Validation Failed

Native 11.3.0 and above

Influencer - Prod

US fundraisers and US users

ai_title_page

anyword

openai

control

manual_entry

userEmail

template_id

userId

fundUrl

isCharityCo

email

appVersion

shouldBucketIntoExperiment

partnerId

donationCadence

isActiveFundraiser

isPartner

isMobile

npoProfileOptIn

fundIsLinkedWithMeta

hasSessionDonation

isCampaignOwner

fundHasInstagramDeepLink

Native 11.4.0 and higher

New funds eligible - Video Sharing (PROD)

GB Donation Upsell audience 

Auto Thanks V3 Rollout Audience

Thank you V3 testing whitelist

isRecurringFriendly

Is Recurring Friendly

Excluded funds - Video Sharing

Logged In Users

CH Donation Upsell audience

Android v10.6.0 and above

userCurrencyCode

Localized Currency

v11.5.0 and above

testAudience

pathname

Survicate

appVersion is at or above 12.8.0

Non-charity fund

isChallengeFundraiser

challenge-fundraisers

Payment Identity Launch Verification - Production

New funds eligible - Posters v2

CAD Donation Upsell Audience

Braze Email Tester

NPO Profile Opted-Out

iOS App Version

hasKnownDonors

PYMK has donors

iOS v12.3.0 and above

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