<div><br />
</div>
<div class="youtube-replace"><br />
</div>
<div>You Always Think It Won’t Happen to You. Until It Does.
</div>
<div><br />
</div>
<div>Yesterday, February 18th, five minutes before I was about to go live on Zoom to teach one of my Tarot classes, I received what I believed was a call back from my bank. I run my entire livelihood online through Wargachuk Academy, so calls like this aren’t unusual.
</div>
<div><br />
</div>
<div>But this call was not my bank.
</div>
<div><br />
</div>
<div>Within minutes, I was manipulated into confirming information. By the time I realized what was happening, it was too late. My chequing account, savings, and line of credit were drained and locked. I was locked out of my own accounts. Shortly after, the scammers even called me back to taunt me and call me names. I cannot fully describe how violating and traumatizing that moment felt.
</div>
<div><br />
</div>
<div>I spent hours on the phone with my bank. They told me the investigation could take up to 20 days, and there is no guarantee the funds will be recovered.
</div>
<div><br />
</div>
<div>Right now, I am left with approximately $3,700 in immediate losses and no access to the money I rely on to survive.
</div>
<div><br />
</div>
<div><br />
</div>
<div>My rent is due March 1st. I had been preparing to move into a new place in April. That plan now feels uncertain. My hosting, my software, and the tools that keep Wargachuk Academy alive — Canva, Zoom, my school platforms — are all at risk of shutting down.
</div>
<div><br />
</div>
<div><br />
</div>
<div>This past year has already been one of the hardest of my life. I lost my mother, Peggy. We closed our family home. It took everything out of me emotionally and financially. I have been rebuilding slowly, month by month, working to stabilize my academy and continue serving my students.
</div>
<div><br />
</div>
<div>Since 2020, through in person, Wargachuk Academy, and Udemy, I have mentored and taught over 45,000 students. I have helped people build their own practices, find purpose, and transform their lives. This work is not just my career. It is my life’s work.
</div>
<div><br />
</div>
<div>I never imagined I would be in a position where I would need to ask for help like this.
</div>
<div><br />
</div>
<div>I am usually the one donating. I always believed I would find a way through readings, teaching, or working harder. But this was sudden. This was targeted. And this has left me temporarily unable to stand on my own while the investigation unfolds.
</div>
<div><br />
</div>
<div>I did not sleep last night. I am scared. I am doing everything I can to keep my head above water.
</div>
<div><br />
</div>
<div>I am asking for $3,700 to help cover rent, keep Wargachuk Academy online, and maintain the essential tools I need to continue working while my bank investigates.
</div>
<div><br />
</div>
<div>If you are able to help, I am deeply grateful. If you cannot donate, sharing this means everything.
</div>
<div><br />
</div>
<div>This experience has humbled me in ways I cannot fully explain. But I still believe in the Six of Pentacles. I still believe in community. I still believe that what we give comes back to us in unexpected ways.
</div>
<div><br />
</div>
<div>Thank you for reading this.
</div>
<div><br />
</div>
<div>Thank you for being part of my journey.
</div>
<div><br />
</div>
<div>And thank you, from the bottom of my heart, for any support you can offer.
</div>
<div><br />
</div>
<div>— Joey Wargachuk &amp; Snaps
</div>
<div><br />
</div>
<div>How the $3,700 Will Be Used
</div>
<div><br />
</div>
<div>This amount reflects the exact minimum needed to stabilize my housing and keep Wargachuk Academy operational while my bank investigates the fraud and restores access to my accounts.
</div>
<div><br />
</div>
<div>Housing Stability — $2,200
</div>
<div><br />
</div>
<div>March 2026 Rent: $1,200
</div>
<div>(Immediate housing payment due March 1st)
</div>
<div><br />
</div>
<div>Housing Reserve to Restore Rental Security: $1,000
</div>
<div>(Funds originally saved for first/last month rent that are currently frozen and inaccessible)
</div>
<div><br />
</div>
<div>Wargachuk Academy Operational Costs — $1,200
</div>
<div><br />
</div>
<div>These tools are essential to continue teaching students, hosting classes, and keeping the academy online:
</div>
<div><br />
</div>
<div>Thinkific (school platform): $260/month × 2 = $520
</div>
<div><br />
</div>
<div>Mailchimp (student email system): $200/month × 2 = $400
</div>
<div><br />
</div>
<div>Zoom (live class hosting): $60/month × 2 = $120
</div>
<div><br />
</div>
<div>Canva (course creation and student materials): $20/month × 2 = $40
</div>
<div><br />
</div>
<div>Essential software tools : $60/month × 2 = $120
</div>
<div><br />
</div>
<div>Account Recovery &amp; Survival Buffer — $300
</div>
<div><br />
</div>
<div>Covers bounced payments, service interruptions, and immediate survival expenses while accounts remain frozen and cards canceled.
</div>
<div><br />
</div>
<div>Total Needed: $3,700
</div>
<div><br />
</div>
<div>This amount allows me to:
</div>
<div><br />
</div>
<div>Remain housed
</div>
<div><br />
</div>
<div>Keep Wargachuk Academy online and operational
</div>
<div><br />
</div>
<div>Continue teaching and supporting my students
</div>
<div><br />
</div>
<div>Maintain stability while the bank completes its investigation
</div>

Karen Tulk

Anonymous

Shannon Warnick

Julie Cutter

Marie Mercurius

Marilyn O’Hara

Umit Aydogmus

Simona Deaciuc

Jonathan MacArthur

Dorota Fletcher

Joseph Farrar

Morgan Anderson

SEPHERA GIRON

Laura Furfaro

Jeannette Kris

Help Joey & Snaps Recover!

platform

Platform is iOS

Android

Adyen Google Pay Development Audience

$opt_dummy_attribute

English only

Deprecate Stripe Legacy

dyn_template_ids

Adyen V6 Bene Transfer & MyMoney Campaign Organizers - test01

Bene transfer V6 and AdyenV6MyMoney Campaign Organizers - production

OneTrust next-app audience

fundCountryCode

NextDoor Share Option Users

Fundraisers with Reactions feature capability

fundCurrencyCode

US + Non-charity COs Only

locale

fund country is US and user language is English

personId

comms-internal-person-ids

Enhanced Story Experience Users

Suggested Goal Experience Users

user language is English and fund country: US, AU, DK, FI, IE, NO, SE, CA, GB; 

Poster share - new funds eligible (newest 9/18)

Streaming widgets beta user

paymentProcessor

3DS payment method

user language is English and fundCountry: US, AU, DK, FI, IE, NO, SE, CA, GB; 

GoFundMe Employees

ipAddress

Mark Rieth IP Address

Version 9.2.0 and above

Fund is in English speaking country

desktop

Android v12.11.0 and above

Platform is Android

paymentMethodType

checkoutType

Payment method type group to be vaulted on success

admin pr kit prod

EUR Donation Upsell

Share Text generation Skip Fundraiser

(prod) new funds eligible for amp12 (UGC gallery)

fintrac_cad_idv_form_v2 audience

paymentProcessorAccountId

fallback mode accounts

proCampaignId

p2p legacy startfundraising page

AMP24 New Funds Only PROD (DO NOT MODIFY)

countryCode

charityId

UKCharities

Federated Search Internal Testing

route.pathname community

US Donation Upsell audience 

Auto Thanks Feature Audience

Supporter Comments Eligible Funds

International Only

fundId

braze fundraiser group 

Payment Identity Transfers ATO Risk Check (Targeted) - Production

Fundraiser Saved Payment Method Rate Limit Bypass (Production)

leaderboard-partner-id-audience-givepanel

Version 9.2.1 and above

AUD Donation Upsell audience

fundraiserCountryCode is US/EN

Active Fundraiser - Smart Default Cadence

DAF Internal

Vault on success card payment method

Platform is iOS v11.0.0 and above

Desktop users

Person ids

United States (US) users

allow yuno fundraisers for test

Mexico country code

Posters INTL

NPO Profile Opted-In

iOS at or above 12.4.0

non-US recurring donors

Canada Campaign Owner Group

Fundraiser Without Meta Link

Scheduler payment tester gorup

charityCommunityId

Charities allow to be claimed unclaimed (PRD)

Canada (CA) users

currencyCode

UC Tipping v20250115 International

pymk_production_xplr_fe_team

Android at or above 12.2.0

Profile photo entry point audience

smart goals (fundraiser/manage) on test01

Activity Tracking v1 Beta Testing

writePath

Stream Notification

start gfm intl allowed locales

Platform is iOS v11.2.0 and above

prod_ach_audience

AI Chatbot Audience

amp13 only new funds (prod) (anyword auto)

UC Flow Enabled (Prod)

Payment Identity Beneficiary Verification - Production

shared notification bell audience

Custom users

ach frontend audience

Android v11.0.0 and above

Users Receiving Payments Paused Notifications

smart goals test01

Manage Coach - US English Organizers Only + new funds only

Team EGG - IP Address list

Fundraiser Without Instagram Deep Link

Native 11.4.0 and above

UC Tipping v20250107

Users Receiving Braze KYC Validation Failed

Native 11.3.0 and above

Influencer - Prod

US fundraisers and US users

Native 11.4.0 and higher

ai_title_page

anyword

openai

control

manual_entry

userEmail

template_id

userId

fundUrl

isCharityCo

email

appVersion

shouldBucketIntoExperiment

partnerId

donationCadence

isActiveFundraiser

isPartner

isMobile

npoProfileOptIn

fundIsLinkedWithMeta

hasSessionDonation

isCampaignOwner

fundHasInstagramDeepLink

New funds eligible - Video Sharing (PROD)

GB Donation Upsell audience 

Auto Thanks V3 Rollout Audience

Thank you V3 testing whitelist

isRecurringFriendly

Is Recurring Friendly

Excluded funds - Video Sharing

Logged In Users

CH Donation Upsell audience

Android v10.6.0 and above

userCurrencyCode

Localized Currency

v11.5.0 and above

testAudience

pathname

Survicate

appVersion is at or above 12.8.0

Non-charity fund

isChallengeFundraiser

challenge-fundraisers

Payment Identity Launch Verification - Production

New funds eligible - Posters v2

CAD Donation Upsell Audience

Braze Email Tester

NPO Profile Opted-Out

iOS App Version

hasKnownDonors

PYMK has donors

iOS v12.3.0 and above

Enter your donation forHelp Joey & Snaps Recover!