<div>This is really difficult for me to do, but I have to ask for help. My son-in-law recently made a post about us undergoing a housing crisis. Let me explain. On October 1, 2022, I bought my dream home. I bought it from a friend on a land contract for $65,000. This house meant so much to me. We set the payments at $850 a month, plus I paid an additional amount to cover insurance and taxes because the seller still had a mortgage on the house. We calculated the paymernts and were both excited that I should be able to pay the house off within a little over 6 years. I thought this was my forever home, and it was big enough that I had room for my kids to come home should they ever need. I would always have a place for them. Total, I pay $1,100 a month. I have never missed a single payment. I won’t lie; I have been late. But, under the terms of the contract, I would be in default if I was 30 days late, which I have never been and have proof of. A few months ago, the seller contacted me saying that he was switching insurance companies, and they were asking for some repairs to be done and wanted some inspections. According to our contract, I pay him the money to cover the insurance, but I did not feel obligated to pay for these inspections and double checked the contract to ensure that this was not my responsibility. I did complete some of the repairs because it is my home, and needed these things done. I did try to have someone come out to do the inspections but struggled to find someone, and the person I did find was costly. I explained this to the seller and instead he told me to just take pictures of the house, specifically the roof, which I did. Over the past two weeks, I’ve been battling pneumonia. Thursday, as I was at the hospital having testing done, the seller sent me a message (right after I sent him my house payment, mind you), stating that the insurance company did not accept the pictures. As a result, the insurance has lapsed causing him “legal and financial” issues (he’s defaulted on the mortgage) and that I am going to have to move out. I have paid $31,880 on my house to date, which I can clearly prove. I know I need to seek legal advice. However, based upon what I have been told, though I will win the case, if the seller is losing the house to bank foreclosure, it is unlikely that there will be any way for me to keep the house. At best, I will be able to sue him to recover some of my loses. However, being right means very little when I don’t have the money for a legal fight. I have put all of my money into my house. And, though I’m going to fight because I will not let someone just take that much money and take away my sense of security for me and my family, I don’t know how I am getting money for lawyer fees. Additionally, I am still mostly likely going to have to find a new place to live. I have been to my bank and I have the credit score I would neeed to get a loan, but they also would need 5% down, plus appraisal fees and closing costs… approximately $6,000 for a $65,000 house. I was not expecting this. I don’t have that. Everyone in the area knows how impossible it is to find a place here to rent. Plus, I have two great danes. Renting is not going to be an option. My son-in-law lives in my basement, and my youngest daughter and granddaughter have had to come home. So, this isn’t just creating a crisis for my husband and myself.  I don’t know what to do. So, I’m turning to my friends and family. I need help with legal fees and costs of finding new housing. I appreciate any help, and I hope you don’t think I suck as a person because I’m asking for assistance with this. I’m attaching screenshots of how much I have paid just through cashapp payments. When I first bought the house, I was not paying through cashapp. However, everytime I made a payment, I would subtract it from the total principle and send the seller a screenshot. I have attached proof of what I had paid it down to as of the end of June. I’m blocking out his name because I am trying to be cautious for legal battles.

</div>

Angela Armstrong

Jessica Eley

Ryan Frazier

Anonymous

Kyrsten Hodge

Family in Need: Facing Eviction Crisis

platform

Platform is iOS

Android

Adyen Google Pay Development Audience

$opt_dummy_attribute

English only

Deprecate Stripe Legacy

dyn_template_ids

Adyen V6 Bene Transfer & MyMoney Campaign Organizers - test01

Bene transfer V6 and AdyenV6MyMoney Campaign Organizers - production

OneTrust next-app audience

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NextDoor Share Option Users

Fundraisers with Reactions feature capability

fundCurrencyCode

US + Non-charity COs Only

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fund country is US and user language is English

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Streaming widgets beta user

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3DS payment method

user language is English and fundCountry: US, AU, DK, FI, IE, NO, SE, CA, GB; 

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Money Box Donation List Prompt Experiment Audience

GoFundMe Employees

ipAddress

Mark Rieth IP Address

Version 9.2.0 and above

Fund is in English speaking country

desktop

Android v12.11.0 and above

Platform is Android

paymentMethodType

checkoutType

Payment method type group to be vaulted on success

admin pr kit prod

EUR Donation Upsell

Share Text generation Skip Fundraiser

(prod) new funds eligible for amp12 (UGC gallery)

fintrac_cad_idv_form_v2 audience

paymentProcessorAccountId

fallback mode accounts

proCampaignId

p2p legacy startfundraising page

AMP24 New Funds Only PROD (DO NOT MODIFY)

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charityId

UKCharities

Federated Search Internal Testing

route.pathname community

US Donation Upsell audience 

Auto Thanks Feature Audience

Supporter Comments Eligible Funds

International Only

fundId

braze fundraiser group 

Payment Identity Transfers ATO Risk Check (Targeted) - Production

Fundraiser Saved Payment Method Rate Limit Bypass (Production)

leaderboard-partner-id-audience-givepanel

Version 9.2.1 and above

AUD Donation Upsell audience

fundraiserCountryCode is US/EN

Active Fundraiser - Smart Default Cadence

DAF Internal

Vault on success card payment method

Platform is iOS v11.0.0 and above

Desktop users

Person ids

United States (US) users

allow yuno fundraisers for test

Mexico country code

Posters INTL

NPO Profile Opted-In

iOS at or above 12.4.0

non-US recurring donors

Canada Campaign Owner Group

Fundraiser Without Meta Link

Scheduler payment tester gorup

charityCommunityId

Charities allow to be claimed unclaimed (PRD)

Canada (CA) users

UC Tipping v20250115 International

pymk_production_xplr_fe_team

Android at or above 12.2.0

Profile photo entry point audience

smart goals (fundraiser/manage) on test01

Activity Tracking v1 Beta Testing

start gfm intl allowed locales

Platform is iOS v11.2.0 and above

NPO upsell education category

unclaimed charities

prod_ach_audience

AI Chatbot Audience

amp13 only new funds (prod) (anyword auto)

UC Flow Enabled (Prod)

Payment Identity Beneficiary Verification - Production

shared notification bell audience

Custom users

ach frontend audience

Android v11.0.0 and above

Users Receiving Payments Paused Notifications

smart goals test01

Manage Coach - US English Organizers Only + new funds only

Team EGG - IP Address list

NPO recommendations prod

Fundraiser Without Instagram Deep Link

Native 11.4.0 and above

UC Tipping v20250107

Users Receiving Braze KYC Validation Failed

Native 11.3.0 and above

ai_title_page

anyword

openai

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manual_entry

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Native 11.4.0 and higher

New funds eligible - Video Sharing (PROD)

GB Donation Upsell audience 

Auto Thanks V3 Rollout Audience

Thank you V3 testing whitelist

isRecurringFriendly

Is Recurring Friendly

Excluded funds - Video Sharing

NPO upsell animals category

NPO upsell disaster relief category

Logged In Users

CH Donation Upsell audience

Android v10.6.0 and above

NPO upsell essential needs category

NPO upsell medical category

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Localized Currency

NPO upsell cancer category

v11.5.0 and above

testAudience

pathname

Survicate

appVersion is at or above 12.8.0

Non-charity fund

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challenge-fundraisers

Payment Identity Launch Verification - Production

New funds eligible - Posters v2

CAD Donation Upsell Audience

Braze Email Tester

NPO Profile Opted-Out

iOS App Version

hasKnownDonors

PYMK has donors

iOS v12.3.0 and above

Family in Need: Facing Eviction Crisis

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