Like most people, I have been severely financially impacted by the coronavirus. I am trying to raise money to get out of debt. I lost my life savings in weeks, and am now upside down, my income is less than my expenses. I need $50,000 to get out of debt. I tried chapter 7 bankruptcy but failed the "means" test. I would only qualify for chapter 13, but that would mean that I would have to magically come up with $900 extra per month to pay off my debts.
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