Donate to Kira's Path to Housing Security and Good Health

Hello, My name is Kira.

First thing you should know about me right off the bat is that I hate asking for handouts. I loathe not being able to solve problems of my own doing and asking for help is just not in my nature. That being said...

I'm 32. I'm a single woman living in Florida. I'm also Transgender; which unfortunately means my daily experience leaves a lot to be desired. I work 35-45 hours a week as a manager at an Advance Auto Parts, sometimes 50-60 hours. I do nothing but eat, work, drive, sleep all in that order. I barely have any time to myself to game, hang out with friends or stream, much less read a book. I was raised a tough southern gal and taking handouts was never the answer, so excuse my hard-headed nature. So, here goes nothing.

In September 2023 I found myself in a new home with someone who I thought was my friend. I was very, very wrong.

Understand my brain for a minute: For me, having a home is number 1 priority. I am adamant about having rent ready before the first, then following that is the car note, insurance etc.

Almost 2 months in to living with her and she immediately began ditching the apartment and her dog on me for weeks, not telling me when she'd be late on rent and refusing to pay the utilities, claiming "my financial struggle isn't an attack on you" when I'd present the issues to her. Eventually life with her turned into her moving her boyfriend in without telling me, never speaking to me....and I literally mean never.

I found myself consistently paying for everything, even if it meant taking out loans or using my credit card or (gods forbid) asking my friend to ask her mom for help, and because of this, I've been through a whole year of close calls and near-evictions because of her.

One day the police was on their way to post the eviction notice on our door before I begged the court to take all of my money. This halted the eviction.

She kept the master bedroom anyway, no matter how many times I paid for everything, continued acting like nothing was wrong and left me with nothing in my bank.

Someone who I used to care deeply for has become someone I can barely look at anymore.

Now, that's just the tip of the Iceberg.

So, as I mentioned before, I'm Transgender, this comes with a plethora of care costs (which, like my normal monthly expenses, I am able to sustain,) I take extremely good care of my doses and blood tests. Lately, things have taken a turn for the worse and while I have wonderful healthcare and am currently able to maintain current health costs...FUTURE gender affirming costs like Surgery, Consults and further health workups will cost a considerable amount of money that my current credit card debt prevents me from being able to afford.

The Good News:

Here's the Bad:

The Problem:

Most places that Kyra and I can rent need a credit rating of 600 or higher. Right now I'm dodging evictions by my own power and credit cards, driving my score into the ground. I know if I can get these cards paid off and cancelled I can get approved for another apartment that I can afford. Right now, as I sit here and type this, the total amount is $9,777.60 between 6 cards.

Believe me, I straight up hate asking for help. I hate typing this. I hate my entire situation. I would not do this if I had another choice. but, I don't. This isn't for anything to do with my car note, nor is it to do with anything I already readily pay for.

No liquidation company will touch me, consolidation agents avoid my calls now. No company, not even TMobile wanted to help me with my current bills after Milton came through and devastated my aunt's, mom's and cousin's houses that I helped with after the fact. They all hit me with "we can set up a payment arrangement! hopefully this helps" and turned their heads.

I'm at the end of my rope here. I wish I had more to say.

If you can consider donating, thank you. Thank you so much. I can't say it enough.

If you cannot donate, please share, sharing does more than you think it does and it's free.

Help me leave the horrible, toxic situation, city and state I'm in. This effort puts into motion a plan to get not just myself, but Kyra (fryslan0109) as well into a new home in a trans-positive state.

For all of those of you that know, this is me trying. I really am trying. I don't want to give up.

Thank you.

Kyra and Kira.