If there is one thing I despise more than anything, it is asking for help. My pride and ego get in the way as it makes me feel like a failure and a burden. We are not in the worst situation yet, BUT, it won’t take much to put us directly in the path of no return.

We are constantly having to rearrange the bills by delaying payment as long as we are allowed to (which is not sustainable).

Everything is overwhelming and we are on the brink of losing everything, we are seriously having to consider bankruptcy again (something I definitely do not want to do). 

We do not want to have to rely on the kindness of others forever, we are just in a bad place right now.

We need a hand up, not a hand out.