Debt Overwhelming Family

Hello everyone.  I hope you all are doing well during these unprecedented times.  My name is Tony and I've been with my wife of 11 years and we have an amazing 2 year old daughter and 7 year old son.  I really appreciate you reading our story.   I work as a public school teacher and during the summer I pick up a full-time job to make ends meet.  Currently, my family and I are suffering from an immeasurable amount of debt due to student loans, medical bills and credit cards.  It seems no matter how much we budget or save, we can never get closer to ending this vicious cycle.  I have tried various ways to remedy our situation including talking with creditors, asking for deferment, promotional balance transfers, but we still can't seem to get closer to the end.  I hope someone reads our story and is able to help all they can.   I really appreciate you reading our story.  Thank you.  God Bless.


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Antonio Ramos 
Universal City, TX
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