Help fund my start up

So during this time of Covid I decided to use my layoff as an opportunity to better my life rather than to do nothing with my idle time staying in a dead end position that had exhausted it’s potential for growth . I did a little research and in doing so I realized that the freight transportation industry is booming because it literally keeps this country going especially with more and more people using online platforms as their way to accommodate their consumer needs . So I took certain steps necessary to form a business and to make myself qualified to become self employed in said business. In doing so I acquired a little bit of credit card debt that I consider to be reasonable and justified but I kinda took that risk on faith without any real income coming in besides my unemployment so my credit usage went from about 30% to about 60% which made my credit score take a little hit dropping me from a 780 to a 670 . All in all I didn’t assume that to be that bad considering I saw the added debt as an investment in myself and my future and kinda felt my business idea to be a home run knock it out of the park no brainer kind of idea that getting a startup loan wouldn’t even be an issue but then came time to apply for the startup loans and the reality that I had been unemployed for 8 months and my only verifiable income was my unemployment compensation and oddly enough even though that’s steady income the banks have no desire to loan to a start up that hasn’t been in business for at least a year and generated any income , they also have no interest in giving a personal loan to an individual on unemployment Even though the loan calculator claims I’m a great candidate for the amount I would have been requesting. The internet informed me that crowd funding would be a good option so I figured I’ll give it a shot but there’s a catch to this because I’m not one to ask for a hand out “ I’ve worked for everything life has given me and take pride in that fact .” Even the unemployment I received was a result of paying taxes since the age of 16 so I don’t consider that free money considering the circumstances. So here’s the catch “ I’m actually looking for investors to invest in my company with the understanding I will reimburse their investment with interest within reason . Donations are great ,extremely selfless ,and appreciated but I don’t want to just be taking . I’ve always said I would make a great rich person because then my ability to do great things would be drastically improved so if you do just donate; I guess you can find comfort in knowing one day my financial success will in fact lead to philanthropic acts but I’m much more comfortable making this go fund me under the understanding that I will pay each individual who donates back with interest . You can even choose to donate without personal repayment and your donation will be repaid in the form of another donation to a good cause in the future. You may wonder how I came up with my dollar amount requested and to put it simple that is my operating cost with no payment to me for the first 13 weeks in business. That’s a comfortable amount of time to get my business off the ground and running but I don’t expect to raise that amount because I understand it’s hard out here and most need every penny they have . My plan goes into motion and becomes reality if I hit $15,100 . If and when I hit that dollar amount I can really get the ball rolling and start making things happen. Remember this is a loan request not a request for a hand out . I only used” go fund me “ because it seemed a better option than Kickstarter for what I’m trying to achieve. If you contribute, donate, invest “ whichever one you would like to classify it as please make sure you are not an anonymous contributor so that you can be repaid or so that a donation can be made in the future in your name . I am so confident in my business plan that I will even go one step further to say that if I hit my targeted amount and when this helps me develop a profitable company that I will either use a percentage of profits each year I’m in operation to continue to pay it forward or pay it back even after all initial contributions have been repaid in full so please with all contributions indicate donation or investment with a name and contact information ( I hope go fund me does that kind of thing ) if you read all of this kudos to you because it was definitely a lot and I appreciate you taking time out of your day to pick up what I’m putting down . Please don’t feel obligated and please only contribute if it’s within your means .This Plan will come to life one day without a doubt , I guess I’m just trying to make that day today It’s a long shot but it’s an idea that I’m very confident in and people waste a bucks here and there on pointless things every day so why not put it to good use and be a part of helping someone to be the change you’d like to see in the world . Thanks again! Also on a side note “ my hardscape construction skills are basically amazing and unmatched in quality so if you happen to have something in mind as far as a project you’d like to accomplish in your yard in exchange for compensation contributing to me reaching my goal ; I would be more than happy to be the guy to help make your vision a reality


  • Anonymous 
    • 100 $ 
    • 13 d
  • Mary Bedenik 
    • 10 $ 
    • 2 mos


David Schwind 
Akron, OH
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