Basically, we filed Bankruptcy in Jan 2016. Everything was going fine until our case was dismissed in Oct 2017, unknowingly. We didn't find out our case was dismissed until our car was getting repossessed one night in Feb 2018. They were still taking payments out of my CenturyLink check so I wasn't aware of anything out of the ordinary. Apparently though, they were only getting 1/2 payments since March/Apr 2017.
When my husband switched from one job (Bancroft Bags) to the next (Dish Network), payments from his checks stopped. Our lawyers told us that they tried reaching out to Dish's payroll department several times, but were not getting a response. We asked why we were never contacted and was told that they sent us letters (to our old address so we never even received them)!!! They had our numbers so we're unsure as to why they never called us. They're telling us they can't appeal our case since it's been so long since the dismissal and told us that our only option is to file Chapter 7 to prevent getting sued by Chrysler Capital for nonpayment. The whole situation is just an extremely huge mess!!!
My sister was letting us borrow her old Impala up until now. She started hearing a noise from it and took it to go get checked. She was told that there was some kind of sensory issue with the car that could blow the motor so she's just gonna park the car and can no longer help us out. I dont know how I'm going to get to work now, get the boys to school, or take my daughter to daycare among other things. We can only afford to pay for a rental for so long.
We found a few dealerships that are willing to work with us, despite our credit situation, but we have to come up with AT LEAST $5-$6,000 for a downpayment. We will somehow come up with the remainder if we're able to reach our goal.
I don't want to ramble on too much, but we are truly backed into a corner. If you could find it in your heart to help out our family, we would forever be grateful and pray that The Most High God & Christ blesses you & your family 10 times over!!!
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