Professional photographer without camera of my own

I am a professional photographer without a camera... yes you heard me right. I started a 'from home' photography business two years ago - having previous photography experience, and I am delighted to say that since I started this business that my clientele has grown and I've become quite talented and have learned alot.
   However, with being a stay at home working mom, and with that clientele still growing, my business requires a lot of investments from myself. Investments such as website developer subscriptions, domain name purchase,  payment method percentage, editing software, prop purchases, taxes, and here it is 'camera rentals'. After these expenses I have enough left to give myself a decent salary to sustain an income for myself, but nothing more. The problem is, I cannot get what a 'real photographer' needs... a camera. 
 Now I'm not going to say that I don't own a camera, I do.  It is a Canon Rebel t5i. if you are familiar with camera equipment, you will know that this is an old camera and is usually purchased for personal use, family events, milestones etc. It has done the job, but I know with a better camera and lenses that I can provide much more beautiful photographs, raise my prices, and ultimately have my business grow. 

Photos I've taken on the 'not so great' camera or the 'rented'  camera: 

Now I know that some might say that these photos with the Cannon t5i, are good, and I appreciate hearing it, you have no idea! However doing what I do I see most flaws that others don't. I am without a doubt my own worst enemy and critic when it comes to my work.  I have other photographers frown upon the equipment I have which isn't the best feeling in the world. But the thing is, I LOVE what I do. I'm very blessed to find an occupation that truly makes me happy and I want to do that job wholeheartedly and to the best of my abilities with reasonable equipment. 

What I am wanting to purchase with this $5,000 dollars is the following:
(Cannon 5d Mark iv) - 24-75mm lense - $3815
(Cannon Wide angle lense)  20mm-105 - $719
(Cannon EF 100MM f2) - $400
(Cannon Speedlight) - $700

This is a very humbling thing for me to do to ask for help with this, especially from strangers, but when my children are both in school next year I want to make this a full-time thing and do it the best I can. I have on several attempts saved for this purchase only to have to surrender those saving to other urgent needs. Especially after COVID hit, all savings were drained when I had no work for months and months, everything I built up to was gone and I had to start all over again.  According to my financial advisor, I am currently unable to get a loan under my sole proprietorship until I have paid the 'time frame dues'. 

If I am able to raise this money this will help my business significantly. If I am using a better camera, I can charge more for sessions, I will no longer have to go and 'rent a camera' for the wedding sessions or large event sessions, I will be able to provide better quality photographs, I will be equipped with what is expected of as a photographer. 

My long term goal out of building my own photography business to be bigger and better is to one day have an internship to teach other young people how to do photography and take them with me to shoots to educate them on the ins and outs and earn that experience. And once the kiddos are both in school full time, my 5-year plan is to one day have a small local studio of my own - but that's the bigger picture- 'no pun intended'. Right now what my next step to better myself and my business is a better and more reliable camera. 

Thank you for reading, God bless.
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