Bella & Kat Covid19 house & car repair fund

Covid has taken away Kats ability to work which included overtime, its taken my ability to work in addition to payroll errors that were made. I typically work part time hours to begin with.
These are the critical payments that are due + materials and labor for the living room ceiling + car repairs. $3821 is the actual need.  GFM does take fees out as well. If you feel led to help we would appreciate it. If not, it's ok no pressure. I know we all have things going on. Kat & I have most of the critical stuff for our care. But these things are all due right now, it can't be good to be breathing in the old insulation either. $3821 is the total of what we need to raise to cover basic needs for our home & car.
We did have the electrical in the room repaired. However we cannot get home owners insurance until this ceiling is up... Covid19 is putting a huge delay on that financially and we are worried about living with no home owners insurance. The amount listed doesnt include insurance premiums should we be able to get the ceiling done. We will find a way to figure out the insurance thing once we get to that point. Thank you so very much for thinking about us. Love , Bella & Kat