First Responder and Family to lose home
Donation protected
Tony and Loree Pryor have always wanted to purchase a house that could be a home for their four children and Loree's terminally ill mother. When they finally found a home large enough and with the proper accessibility features for her mother, they cashed in their retirement programs and purchased the home of their dreams.
All was well for the Pryors until the first time they experienced a heavy rain in their new home and found the home had a leak. They called a professional roofer to come examine the leak and make repairs as necessary. Unfortunately, the roofer had not correctly repaired the roof and nor did the three different roofers whom attempted over the next two and a half years.
Upon performing some minor repairs to the handicap bathroom, Tony noticed that all but one roofing joist had rotted and that over 90% of the studs were either rotted or cut in half.
At that point, the Pryor's reached out to their Home Insurance to initiate a damage claim. Unfortunately, when the adjuster came to inspect the home, he advised the couple that this damage was "obviously preexisting" and that the previous owner or their insurance would be responsible for repairs. After several unsuccessful attempts to contact the previous owner they were advised to file a lawsuit against the previous owner.
Again the Pryor family reached a wall in their attempts to restore their home. Before the previous owner could be served legal documents, she passed away, leaving behind an estate with no value.
It was about this time that the couple received notification from their insurance company that their homes policy had been terminated by the insurer.
Meanwhile, Loree's mother, who moved to live with the family to be closer to the hospitals and her medical treatment grew progressively worse and ultimately passed away well before her expected prognosis.
Their children, who had always lived a healthy lifestyle free from the burden of significant illness suddenly became frequently ill. What began as constant ear infections became surgical procedures including the removal of their tonsils. Two of the four children had to begin the regular use of breathing treatments.
One day, as Loree was moving a small piece of furniture she stumbled and placed her hand through the wall. That is when she discovered a black and "moldy-like" substance. Immediately, they called a Mold Removal Specialist who gave them an estimate to remove the mold that they had located. They called another specialist who went out to perform air testing. The expert told them he had never seen a home that had all three toxic molds present. This includes Stachybotrys, Chaetomium, and Penicillium. He advised them to vacate the home immediately.
With limited options and financial resources, Tony, the Galveston Beach Patrol First Responder, and Loree, the Health Teacher, were forced to set up a tent in their backyard to provide shelter for the family of six.
The couple then sought out a Public Adjuster to help them fight the insurance company. Unfortunately, the Adjuster declined the case because there was an "abundance of evidence" that not only had the previous owner known of the condition but had also attempted to hide it. All of this information should have been disclosed as pre-existing concerns with the home at the time of purchase.
The home is essentially a total loss. The process to restore the home will include removal and disposal of the mold which requires a remediation company for proper disposal. The home would have to be torn down to the studs and even some of those would require replacement. Multiple contractors were brought in for estimates and the total cost of restoration was deemed to be in the neighborhood of $400,000.
Since moving into the tent nearly a month ago, the two children have only had to have ONE breathing treatment. Each member of the family has seen significant betterment of health. Looking back, Tony and Loree are horrified to think of how this situation has affected the families long term health.
Friends and Family members have been mortified to find out that such a tragedy has struck such great people. They are reminded of the selflessness that Tony exhibited during Hurricane Ike and Harvey. He risked his life rescuing those stranded on the back of a jet ski. They know of the man who has dedicated his life to the safety and well being of Galveston beach goers for over twenty years. They are struck with a flood of emotions when thinking about the children and their health. When the pieces all come together and the realization that these beautiful people have been hurting for too long.
The reality is that Tony and Loree and their beautiful family are at a crossroad. If they cannot come up with the financial resources to rebuild this house, they will lose it without the ability to purchase another home. The mortgage company will not refinance the home, as they state it no longer holds any value. Still the mortgage payments come through and are paid monthly as the Pryor's always honor their commitments.
As their support system we are here to help relieve this burden for them. We are ready to help weather this storm and carry the burden as our own. We are asking for your help in doing this. We are asking you to take a step back and consider "What if this was my family?" What would you do? My guess is that you would pray that someone just like yourself would show a little compassion and offer whatever donation available. Anything will help.
All was well for the Pryors until the first time they experienced a heavy rain in their new home and found the home had a leak. They called a professional roofer to come examine the leak and make repairs as necessary. Unfortunately, the roofer had not correctly repaired the roof and nor did the three different roofers whom attempted over the next two and a half years.
Upon performing some minor repairs to the handicap bathroom, Tony noticed that all but one roofing joist had rotted and that over 90% of the studs were either rotted or cut in half.
At that point, the Pryor's reached out to their Home Insurance to initiate a damage claim. Unfortunately, when the adjuster came to inspect the home, he advised the couple that this damage was "obviously preexisting" and that the previous owner or their insurance would be responsible for repairs. After several unsuccessful attempts to contact the previous owner they were advised to file a lawsuit against the previous owner.
Again the Pryor family reached a wall in their attempts to restore their home. Before the previous owner could be served legal documents, she passed away, leaving behind an estate with no value.
It was about this time that the couple received notification from their insurance company that their homes policy had been terminated by the insurer.
Meanwhile, Loree's mother, who moved to live with the family to be closer to the hospitals and her medical treatment grew progressively worse and ultimately passed away well before her expected prognosis.
Their children, who had always lived a healthy lifestyle free from the burden of significant illness suddenly became frequently ill. What began as constant ear infections became surgical procedures including the removal of their tonsils. Two of the four children had to begin the regular use of breathing treatments.
One day, as Loree was moving a small piece of furniture she stumbled and placed her hand through the wall. That is when she discovered a black and "moldy-like" substance. Immediately, they called a Mold Removal Specialist who gave them an estimate to remove the mold that they had located. They called another specialist who went out to perform air testing. The expert told them he had never seen a home that had all three toxic molds present. This includes Stachybotrys, Chaetomium, and Penicillium. He advised them to vacate the home immediately.
With limited options and financial resources, Tony, the Galveston Beach Patrol First Responder, and Loree, the Health Teacher, were forced to set up a tent in their backyard to provide shelter for the family of six.
The couple then sought out a Public Adjuster to help them fight the insurance company. Unfortunately, the Adjuster declined the case because there was an "abundance of evidence" that not only had the previous owner known of the condition but had also attempted to hide it. All of this information should have been disclosed as pre-existing concerns with the home at the time of purchase.
The home is essentially a total loss. The process to restore the home will include removal and disposal of the mold which requires a remediation company for proper disposal. The home would have to be torn down to the studs and even some of those would require replacement. Multiple contractors were brought in for estimates and the total cost of restoration was deemed to be in the neighborhood of $400,000.
Since moving into the tent nearly a month ago, the two children have only had to have ONE breathing treatment. Each member of the family has seen significant betterment of health. Looking back, Tony and Loree are horrified to think of how this situation has affected the families long term health.
Friends and Family members have been mortified to find out that such a tragedy has struck such great people. They are reminded of the selflessness that Tony exhibited during Hurricane Ike and Harvey. He risked his life rescuing those stranded on the back of a jet ski. They know of the man who has dedicated his life to the safety and well being of Galveston beach goers for over twenty years. They are struck with a flood of emotions when thinking about the children and their health. When the pieces all come together and the realization that these beautiful people have been hurting for too long.
The reality is that Tony and Loree and their beautiful family are at a crossroad. If they cannot come up with the financial resources to rebuild this house, they will lose it without the ability to purchase another home. The mortgage company will not refinance the home, as they state it no longer holds any value. Still the mortgage payments come through and are paid monthly as the Pryor's always honor their commitments.
As their support system we are here to help relieve this burden for them. We are ready to help weather this storm and carry the burden as our own. We are asking for your help in doing this. We are asking you to take a step back and consider "What if this was my family?" What would you do? My guess is that you would pray that someone just like yourself would show a little compassion and offer whatever donation available. Anything will help.
Organizer and beneficiary
Ryan Pryor
Organizer
Galveston, TX
Tony Pryor
Beneficiary
