'fresh' start or Crash and Burn

I want to thank all of you who loved me and believed in me, enough to help me with money. I love y'all. I also want you to know that I have really tried to get my life on track. I found that 1 bedroom tiny place and signed the contract and paid the deposit, which was $350. Then I got 2 storage units to put my stuff in so it wouldn't get thrown away, that is $300 a month until I actually get moved to somewhere. The apartment was not available when it was supposed to be. Apparently the townhouse the apartment is in is in the process of changing owners and the new owner, who would be my landlord, can't get his stuff together to get things closed. this has spiraled down to where they don't know when it may close, meanwhile I am in my 3rd week of living in a motel. The first 2 weeks I paid $266 a week for a dump with bedbugs. What fun. Had to treat the cat, my clothes, my luggage and everything, then I moved to a different motel. Been here for 5 nights, no bugs here. This one costs $580 for 2 weeks. I booked 2 weeks because another one bedroom, at the same place, was supposed to be available December 1st because the tenant was moving out November 29. Well, found out yesterday the tenant decided to stay, so I am homeless again, with another $300 storage bill due December 1st. And my car tags due on December 17th. Then I need my own car insurance since I'll soon be off Mark's. AND I cannot come back to TN, not that I want too BUT, if I did, mark would sue me for all the legal fees involved in it.
Anyway, as you can see I had to used your money for survival. With my pay included, I am about broke again. So, I am hoping some people who didn't donate before. May be able too now. If I have to go to a shelter I'll have to get rid of my cat.
Shew, I think this is the most stressed I've ever been, and on top of all of it, it's Christmas time, my favorite time of the year, and my simple goal was to get into an apartment and put up my Christmas trees. Anyway, keep me in your prayers. I just wanted you to know what had been going on and that I wasn't ignoring y'all, just been juggling life.

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I’ll start where I am, first, then explain how I got here, next. It’s a long story, some may care and some may not.

Most Facebook friends know how I got here but this is the condensed, only involving ME, version.

I am in my late 40’s, I have about $40,000 in credit card debt(most incurred from 3 moves and trying to pay bills after the moves). I also have about $20,000 in medical bills from surgery I had to have in the spring, and I had no health insurance(still don’t). My car does not work and I desperately need it fixed as I live about an hour from where I work. And I owe my mother $3500, she's on a fixed income so I really NEED to pay Her back, asap.

I will probably have to move, soon. SO I need money for a lawyer(bankruptcy), deposit on an apartment and 6 months to a years worth of rent because my credit is trashed now(used to be in the 700’s)because all my credit and medical bills have been in collections for months. I can start over, for a second time, if I can raise enough money. I need to declare bankruptcy ASAP, as collectors call all day every day and I receive notices from them, everyday. Right this minute I have $5 in my wallet and about $25 in the bank, so you see what a mess I am in.

Here’s how I got here…In 2012 I got a divorce. I left with our 2 children, as I felt it was best for all of us, under the circumstances. After I looked and looked for a job and couldn’t find one, I decided to move somewhere I could get work and possibly start fresh and be happy. I felt I deserved to be happy and so did my kids.

We moved to Orlando so I could work at ‘The happiest place on earth’ because I knew I would enjoy it and I had, previously, never enjoyed a job I had. I felt I should work where I was happy since I had spent so much time being unhappy and life was short and I was middle-aged.

So we moved.

That’s where my credit card bills started piling up, bad. Although I used them during my first move, in TN, too. I don’t make a lot, where I work-but I do love working there.

Where we moved became infested with drugs so we moved again...More debt...

Things got so bad my kids went back to their dad because it was better for them, right now. But I want them back in my life. They are my life.

I have no siblings or family, other than my mother who has no money because she loaned it to me, so I am all alone in this mess.

I had to use my credit cards to pay bills and buy household things until they were all maxed out and I could no longer make the payments on them.

In the spring I had a medical emergency and had to go to the hospital E.R. 3 different times. I had emergency surgery and missed some work. It was a mess and with no insurance, I ran up some major medical bills with that…

I sold my old vehicle because it drank gas, and bought a four cylinder car. But, my ‘new to me' car needed work and when I finally got it fixed, I drove it a couple of days and it broke down again. SO now I have no car, I have to borrow one so I am at their mercy.

And now I may have to move again. I really want to be planted somewhere safe and peaceful.

There is much more to this story but my bottom line is that I need money in order to get myself out of this crazy situation. I work, I have no insurance and I am currently relying on someone else's truck for transportation, which could end any minute, until I can get this car fixed again. I need to declare bankruptcy, and get an apartment. all of which will cost me a fortune, especially since my credit rating is now ruined-because no one will rent to me without me paying several months to a years worth of rent, up front.

SO, I have been selling a lot of my stuff, just to pay the bills, now-since I have no credit cards to charge them on. And I have no other way to make the money I currently need unless I win the lottery or something. I am looking for another part time job, so hopefully that will help.

Anyway, That’s why I have started this fundraising campaign here. It is my desperate, last hoorah, at trying to free myself from the mess I am in.

I don’t know how much money, if any, I may raise-but if you can spare anything, I would greatly appreciate it! I want a new life, something closer to what I had in mind when I moved, and I want it to include my children, even if that's just a few times a year, and some happiness for the 3 of us.

Thanks you for reading this and helping, if you can.

Please pass it on to your friends and family...God bless…

Donations

  • Becky Fisk 
    • $25 
    • 79 mos
  • Monet  
    • $50 
    • 80 mos
  • Anonymous 
    • $150 
    • 81 mos
  • Anonymous 
    • $10 
    • 81 mos
  • Mia Collins 
    • $50 
    • 81 mos
See all

Organizer

Kim Bryant Graham Durante 
Organizer
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