Help for my son and I

Hello my name is John Cox. I am a single father of one child. I recently had a car accident where I was run off the road by an erratic driver. The driver caused my vehicle to go into the woods ultimately leaving my car totally destroyed. This wouldn’t have been a problem but my insurance had just lapsed . Now I’m in debt with the 10,000 with the loan company I got the car from and me and my son are living from place to place. Any help given will be highly appreciated
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